Abhijit is CEO and Co-Founder of Ezetap. He brings 17 years of experience in building and launching mobile and software products. Ezetap is the third mobile product that Abhijit has launched in India.

Previously, he was Vice President at ngpay and Head of Product for Intuit’s small and medium business offering. He moved to Bangalore in 2005 as Siebel Systems' Director for the Telecommunications market in Asia Pacific.

He has a BS in Engineering from Cornell University and MBA from Harvard Business School.

Eko has been in mobile payments since 2007. Due to limitations in regulations to implement this independently then, Eko partnered with banks to offer this service in a white-label and co-branded model. Eko partnered with leading banks such as State Bank of India, ICICI Bank and IndusInd Bank to cater to over 5 million customers spread across 80 cities, towns, villages in 13 states. Eko has processed over US$ 2.3 billion worth of transactions. Eko used a network of 3500 retail partners to source customers. Today 66% of their monthly transactions are from repeat customers.

Eko has been a leader in P2P transactions catering to customers largely in the income range of upto Rs 50K per month. Eko right from inception has been for the mobile ‘first’ customer issuing a mobile ‘first’ and mobile ‘only’ payment instrument.

Eko has recently received its Prepaid Payment Instrument license from RBI and will be shortly launching its prepaid wallet for low and moderate income customers. It is also one of the applicants for Payments Bank license.

Amit Lakhotia heads the payment business at Paytm and is building India's first consumer brand in payments. His vision is to build the most trusted payments platform in India. He has dabbled in entrepreneurship earlier in the cab space and was a part of the team that built MakeMyTrip prior to that.

Anand Lunia is a Founding Partner of India Quotient, an early stage fund focusing on pre-revenue startups.

Anand was previously an Executive Director at Seedfund. With over 15 years of experience as entrepreneur, venture investor and corporate executive, Anand leads investments in tech, internet, education and retail ventures. Anand was also the co-founder of Brainvisa (One of India’s leading e-learning companies) where he created the business plan, led the team in fund raising and eventual exit of 5x for the investors. Anand also served as Executive VP – Operations of Hurix Technologies (A Deloitte Fast 50 company focusing on publishing services), and was responsible for 800 people strong operations, sales and marketing. He has previously worked at Asian Paints, ICICI Treasury and Lionbridge. As an active Angel Investor, Anand has invested in successful startups like Inkfruit, a crowdsourcing apparel company and Faasos, a fast food chain.

Anand holds an MBA degree from IIM Lucknow and a Bachelor of Engineering degree. An active charter member of TiE, Anand loves to motivate entrepreneurs and help them with all startup challenges.

@anandlunia

Bhavin Mody, Director E-Billing solutions Pvt. Ltd., can be described as an ambassador of the electronic payments space and has been in the business for almost a decade. In his present role, he manages end to end business profitability, IT, Operation and Risk Management solutions. He is also responsible for designing the acquisition strategy and CRM strategy. He is a thought leader, who, through his profound industry knowledge, identifies and charts trends in the payment gateway space and forecasts the future industry potentials.

During his past experience, he has been instrumental in developing e-payment products in various brands like ICICI bank, in card and mobile payments, Electracard Services and Movida India Pvt. Ltd. He is recognized and appreciated in the industry for his Business management skills, Sales Channel Management, Portfolio Valuation etc.

Bhavin is a computer engineer by qualification and holds a degree in B.E Computers. He pursued his Post Graduation in Finance and Marketing from IIM Lucknow. Aided by strategic insights and a keen understanding of his domain, Bhavin envisions transforming EBS into a leading online commerce enabler and evolve it from being a product centric services firm to becoming customer-centric.

After completion of his graduation from Mumbai University, Mr. B. Akbaraly joined the Bank in 1979. He is Bachelor of Arts (Economics) and holding degree in Law. He is also certified Associates of Indian Institute of Bankers. During his tenure of 35 years of service in bank he held various senior positions as under:

1. As Branch Manager at various locations.
2. Faculty Member at Zonal Training Centre, Chennai.
3. Headed International Business Branch, Chennai.
4. Handled Corporate Credit at Corporate Finance Branch, Mumbai.
5. Regional Manager at Indore Region.
6. Zonal Manager at Chandigarh and Chennai Zone.
7. As Dy. General Manager headed departments like Resource Mobilization and Operations   
8. From June 2014 he was made in charge of the following verticals :-
             - Transaction Banking
             - Corporate Communication
             - Bancassurance
             - ATMs
             - Debit & Credit Cards
             - Public Relations
             - Resource Mobilization
9. As approved by Board, along with above referred charge, he has been appointed as Chief Insurance Executive (CIE) of Bank from Jan 2015.

Deepak Sharma heads Kotak Mahindra Bank’s digital initiatives where he drives digital transformation, business model innovation & future ready initiatives of the bank. He is responsible for efficiency, productivity, customer experience & growth of business through digital intervention across digital channels, lending, payments, investments, insurance, trade & forex, across Consumer, SME & Institutional banking segments. Deepak also leads the Innovation Lab, Design Studio, Fintech
partnerships and Start-up ecosystem participation for the bank.

Under his leadership, Kotak launched several innovative and global first products like 811, Jifi, Hashtag banking, Bharat Banking, M-Store & Kaypay, apart from new initiatives like API Banking, BYOD Biometric Banking & Robotic Process Automation. Deepak believes in constant innovation and focuses on building business models which are customer centric, value accretive and disruptive. Deepak has worked across various international markets and brings global perspective to his business. Prior to this, he was responsible for setting up the Bank’s highly successful Non Resident Indian (NRI) & International Remittance business. Deepak also played a key role in launching the Bank’s affluent banking programme - Privy League.

With over 24 years of experience, Deepak’s professional tenure spans across the banking, telecom and service verticals. Prior to joining Kotak, he was part of the leadership team of Consumer Banking at Standard Chartered bank from 2003 to 2008. As National Head for Corporate Business, he was responsible for building the corporate payroll and Wealth Management business. Deepak has completed an advanced programme in Strategy from IIM Calcutta & Lead Certified in Corporate Innovation from Stanford GSB. He is a member of the FICCI National Committee on Fintech 2017-18, Internet & Mobile Association of India (IAMAI) apart from participating at various trade & Government initiatives on Digital India Roadmap. He is also associated with the NASSCOM Startup 10K program and mentors fintech & start-up ecosystems on an ongoing basis.

Hemant Gala is the Director for Payment Business Development at Flipkart. He has been in the Payments space for more then a decade with leading roles in companies like Visa, ICICI Bank & HSBC. With experience across Banks, Payment network & E-commerce he brings multidimensional view on payments.

@h_gala

Karthik is the CoFounder of Momoe where he drives Product Strategy & Operations. Momoe enables people to pay with their phones when they eat out, shop or commute.

He was previously at Qualcomm Ventures, founded a venture Free Energy which set up roof top solar plants and was a Strategy Consultant at Bain. He is from IIM Ahmedabad & College of Engineering, Guindy.

Mr. Ketan Doshi, Managing Director of Pay Point India Network is a first generation entrepreneur who has set up several companies. After completing his Masters in Financial Services Management, he founded Win Win Securities Pvt. Ltd. in the year 2000 at the young age of 25. This company provides comprehensive investment solutions ranging from Financial Planning, investment advice and facilitating investments in Equity, Mutual Funds, Insurance, Wealth and Portfolio Management for senior management of large Indian enterprises. The clientele of Win Win included some of India’s best known HNIs. The company is now run by a team of professionals.

In 2005, he founded a pre-school in association with Kidzee, acknowledged as the best franchisee in Western Zone of India. This is also now run entirely by professionals.

This first generation entrepreneur’s obsession with the financial sector and providing unmatched service levels led him to found Pay Point India Network in 2008. The company is a provider of online payment solutions and a business correspondent to India’s leading banks. The prepaid payment instrument service provider has now applied for a Payments Banking License.

Headquartered in Mumbai, the company has an electronically connected distribution network of 12000+ Customer Service Points across India. The company offers services under four main verticals: financial products, utility payments, recharges, and bookings. Over 60 service providers including leading names like State Bank of India, IRCTC, Reliance Energy, BSNL, MTNL, BMC, Tata Sky, Dish TV, Indigo have partnered with the company. Complemented by a robust infrastructure and customer centric approach, the company’s strong & professional team has served over 18 million satisfied customers.

Krishna led BlackBerry's Sales & Marketing of App Store business in the Asia- Pacific, Africa & Middle East Regions. Previously Krishna worked with Cellmania a leading App Platform as India Head, and Electronic Arts Inc. (EA) as Head of Sales & Marketing -India. He had earlier worked with such companies as Telstra & Gametel in Australia and was responsible for Content Business Development, strategy and operations. In a career spanning over a decade, Krishna has developed strong market insights and understanding of the global mobile services industry.

Manju Murthy is CEO and Co-founder of FortunePay. He has nearly 25 years of experience in payments, technology and consulting, about 12 years of which were in the US. He has about a decade of experience in the payments industry, including having helped develop mChek (as part of his previous entrepreneurial venture) and as an international payments consultant for Intel. He leads FortunePay, a Bangalore-based third-party payments processor, which offers innovative and affordable commerce solutions to merchants to enhance customer engagement and revenues.

He got his engineering degrees from Bangalore University and University of Texas at Austin, and a MBA from Bauer College of Business, University of Houston.

Paresh is the Founder of Suvidhaa Infoserve, India’s largest & fastest growing S-Commerce® company engaged in digital distribution of customer-centric services and payments. Paresh founded Suvidhaa in 2007 and raised an angel investment from Mr Shapoorji Pallonji Mistry, Chairperson of one of India’s largest construction conglomerate. Paresh led from the front in successfully build the company as CEO for first 5 years and securing 3 Series of funding for Suvidhaa from globally acclaimed investors viz., Norwest Venture Partners (NVP), Reliance Capital (ADA Group), IFC, the World Bank Group and Mitsui & Co., Ltd. Suvidhaa today has a footprint of over 65,000 small retail touch points across 2800+ towns in India and services over 15mn unique customers. Suvidhaa was ranked by Red Herring Inc., amongst Asia’s Top 100 Start-ups in 2009 & nominated for Global 200 Start-ups in 2010 and more recently, as per The Brand Trust Report - India Study 2013, Suvidhaa has been acknowledged & recognized as the “Most Trusted Retail Services Brand”. He was elevated as Chairman last year and leads Suvidhaa’s innovative & strategic initiatives envisioning the Company’s growth path.

Prior to starting Suvidhaa, Paresh founded Forbes Infotainment Limited and as CEO of Forbes Infotainment, Paresh launched “DhanDhanaDhan” Online lottery, a brand that achieved Rs.3000 mn turnover in its inaugural years. He successfully exited from the business and sold the venture to Shapoorji Pallonji Group.

A qualified Chartered Accountant, Paresh began with his own Firm in 1991 & later became an Advisor to several State Govts., for online lotteries. Paresh then joined the Board of Turbo Technologies & as an exclusive IT Consultant to Indo-French Chamber of Commerce & Industries promoted IT Projects in France & other European Countries. Paresh pioneered his small ventures like www.taxationindia.com and www.yellowpagesmumbai.com in initial career.

Paresh has received several Indian & International Awards & accolades. The “Best Business Achiever (SME) Award 2009” by Institute of Chartered Accountants of India (ICAI), the Girnar Award (2007), the SKOCH Awards for Digital Inclusion in 2010 & Financial Inclusion in 2011, to name a few. Acknowledging Paresh’s vision of an inclusive growth & livelihood promotion of rural & urban poor, the International Finance Corporation (IFC) honoured Paresh with its “Inclusive Business Leader” Award in 2011 and in October 2012 featured him as “Inclusive Business Pioneer” in its Report “Being the Change: Inspiring the Next Generation of Inclusive Business Entrepreneurs impacting the Base of the Pyramid”.

Paresh is a member of several Committees of various Industry Bodies & Institutions like FICCI, IAMAI & ICAI; has addressed several prestigious Government & Industry Forums worldwide and the IFC’s Inclusive Business Leaders Forum at Washington, USA (2011) & Tokyo (2012), the GSMA NFC Mobile Money Summit at Milan (2012 & Oct 2013), the Money2020 Conference in Las Vegas are but to name a few.

Pradeep Sampath is the Chief Operating officer of MMPL, the Mobile Payments arm of TataTele Services Limited. He has over 18 years of experience in the areas of Sales & Operations across Payments, Network and IT. His last assignment was with ElectraCard Services (P) Limited where he was responsible for Sales & Business Development for Switching & Card Management Solutions. He was managing the Asia Pacific, Middle East and Africa Operations based out of Dubai. His experience spans across companies like Network Solutions Limited, Wipro Limited, Infotech Group, IBM India Private Limited and Euronet Services India (P) Limited.
 
He has completed his Bachelor of Engineering (Electronics & Instrumentation) from Bharathidasan University. He has also pursued his Post Graduate Diploma in Business Administration from the Loyola Institute of Business Administration.

A Telecom & Media professional with over 15+ years of experience. At Ver se Innovation he heads up the Carrier Billing Business - iPayy in addition to being the Head of Analytics & Growth Hacks. Prior to Ver se Innovation he was the Vice President and P&L Head for Radio Mirchi - East India and has previously worked at Airtel &  Schlumberger. In the past he played a pivotal in building up the Music / Ring Back Tone business in Airtel and was part of the pioneering team responsible for evolving the telecom m-commerce and retail e-recharge platforms.

Praveen can be best characterized by his penchant for technological innovations which can be very much witnessed with Payworld’s service and delivery mechanism. More than 23 years of experience in Information Technology and Payment industry has translated him into a professional who can be credited for any technological evolution aiding to the growth and development of the business.

Praveen also carries varied level of exposure in channel development, tie ups with service providers  and implementing various business models for electronic distribution and Payment Systems. His business acumen has helped Payworld to spread across the country in short span of time. In coming years, Praveen’s endeavors would be instrumental in taking Payworld to every nook and corner of the country and even beyond frontiers to a far-off terrain.

An engineering graduate from BITS Pilani, Praveen is instrumental in establishing “ Smart Paisa” a RBI approved PPI which has  recently applied for a Payment Bank License.

Priti Shah is co-founder and Chief Executive Officer of Paynear Solutions Pvt. Ltd. A commerce graduate by education, Priti has earned diplomas in Travel Management & Administration, and a Doctorate in Management from the National Institute of Management Studies, Mumbai. She also an active speaker in various summits and conferences.

Starting her career as a lecturer of travel and tourism at SNDT University, Priti went on to become a travel consultant at Highland Tours and later a business partner at CD Tours and Travels. Her foray into the world of online payment services came in 2005 when she joined EBS (E-Billing Solutions) and grew to become President of E-commerce. EBS transformed into one of India’s most successful payment gateways and was acquired by French payment giant Ingenico.

At EBS, Priti was a founding member and responsible for National Sales; Plans & Strategies pan India, P&L. Under Priti’s leadership, National Sales achieved 100 per cent growth YOY and EBS added number of e-commerce brands to its portfolio.

Depending largely on the strength of EBS’s success and enticed by the idea of her own entrepreneurial venture, Priti decided to test the waters in the rapidly growing payment industry along with other EBS founding members. Paynear Solutions was founded in 2013 and continues to grow in strength and numbers with each passing day. Her vision for the company is to contribute towards helping India achieve its mission of becoming a cashless economy by the year 2020.

Rahul Chandra is a co-founder and Managing Director of Helion and has 20 years of venture capital investing and corporate development experience in technology product and services companies in India and the US. He serves on the Boards of Seclore, Shubham, UnitedLex, Mindworks, Wooplr, CrownIT, Railyatri, Moengage, Rapid Value and Toppr, and manages investments Ezetap.

Between 2000 and 2006, Rahul was based in Silicon Valley as part of the investment team at Walden International, a global venture capital firm with more than $2B under management. Between 2004 and 2005 he also led the M&A efforts at e4e Inc., a Santa Clara, CA based BPO company with more than 4,000 employees across the globe.

Rahul started Venture Capital investing in 1996 in India as the first hire at Walden's India office. In this role he managed investments for Walden's India dedicated Fund between 1996 and 2000.

Rahul has invested in more than 30 early-to-mid-stage companies such as Mindtree, Ikanos (IKAN), e4e Inc and Techspan (Headstrong). Prior to Walden, he worked in the Capital Markets Group at Lazard India, and in the Primary Market Department at the Securities Exchange Board of India.

Rahul has an MBA from University of California, Berkeley and graduated from Birla Institute of Technology & Science, Pilani in 1993.

@rahulchandra77

Rajat Sood primarily focuses on investments in the Financial Services and technology sectors. He joined General Atlantic in 2007 and is currently based out of firm's Mumbai office after having worked in the New York office from 2009 to 2012. Rajat played an active role in General Atlantic’s investments in IndusInd Bank, Sura Asset Management, Oak Hill Advisors, Pierpont Securities and XP Investimentos.

Prior to GA, Rajat worked at McKinsey & Company, in their India office. While at McKinsey, he worked with clients in the financial services, retail and health insurance sectors on a range of strategic and operational issues.

Rajat is a gold medalist from Indian Institute of Management, Calcutta where he earned his M.B.A. after graduating from Indian Institute of Technology, Delhi.

Rajeev Agrawal is the Founder & CEO of Innoviti Payment Solutions. As the head of one of India’s most exciting financial technology companies, Rajeev is pioneering the use of design centric technology approach in solving real-world FinTech problems around payments processing and SME Lending.

Under Rajeev’s leadership, Innoviti has won numerous awards and accolades including Red Herring Asia Award, Business World Design Excellence Award, CTIA Emerging Technology Award, Deloitte Technology Fast 50 Award, The Economic Times Award for successful contribution towards Financial Inclusion, etc.

Rajeev has over 22 years of leadership experience. Prior to founding Innoviti, he was Vice President and Head of Broadband Communications Business at Sasken, Bangalore. He has done his B.Tech and Ph.D. from IIT, Bombay and is credited with the fasted Ph.D. in the history of IIT, Bombay.

Rishi Gupta is part of the founding team of FINO and is the Managing Director and Chief Executive Officer of FINO PayTech Limited. Rishi has more than 20 years of experience spanning across multiple industries like manufacturing, banking and international institutions. Prior to becoming the MD & CEO, Rishi was serving as the COO and CFO for FINO. He successfully managed to build the operational capabilities, Relationship management and Finance function at FINO.

Rishi's illustrious career began with Maruti Udyog Limited and then joined ICICI Bank where he had exposure to branch banking and corporate banking. Prior to joining FINO, he was working with the International Finance Corporation in New Delhi. He is also the founding member of Business Correspondent Federation of India (BCFI) and the Chairman of its Economic Affairs Committee.
In 2011, 2012 and 2013, Rishi has been awarded "CFO100 Roll of Honor" - an effort to recognize the top 100 senior finance professionals in India. Rishi was also awarded the IMA - “The Indian CFO award for excellence in finance in a startup ” in 2013.

Rishi is a certified Rank Holder Chartered Accountant and Cost & Works Accountant. He did his article training with PricewaterhouseCoopers (PwC). He is a Baccalaureate in Commerce from Shri Ram College of Commerce (SRCC) and had a rank in Delhi University.

Sainath Gupta has been entrepreneurial from very early on. He started out by being part of family business at age of 11 as a sales person for GLS bulbs in family owned retail outlet. Few years later successfully helped in migrating the business from GLS bulbs distribution to Air coolers manufacturing.

Sainath is Founder and CEO, AasaanPay.com, which is into simplifying offline payments while creating delight to Merchants and their customers. He dropped out of IIIT Hyderabad to start AasaanPay along with couple of his Juniors. Aasaanpay is the first company in MobilePOS in India. Raised a seed round of approx $400,000 in 2012 from Tvaritha Captial.

His forte is execution, technology and predicting technology vectors evolution. He has a strong record of accomplishment in planning and execution of very diverse projects in terms of technology and fields.

He has mentored several companies from IITs, IIMs and BITS Pilani. Currently, he is also advising a bank in India and a payment company in Middle East.

Specialties: Value creation, Bootstrapping, Entrepreneurship, Product Development and Creative problem solving.

Sandeep is a co-founder & Chief Marketing Officer of TranServ, which has been at the forefront of building & implementing innovative electronic payment products in India.

TranServ Shmart!TM products simplify making and receiving payments - on mobile devices, on the web or in shops across India. Shmart!TM is built around a digital wallet platform which allows individuals to receive funds from own sources as well as from other individuals or corporate entities and such funds can be used across the online as well as offline points.

Sandeep has spent 15 years building & marketing payment products at leading Banks in India. Prior to TranServ, Sandeep was Senior Vice President and Head of Card Products at HSBC India where he was responsible for Product & Marketing Strategy, Card Spends and delivering a seamless customer experience by working in close co-ordination with other payment functions such as distribution, technology, operations, customer service, compliance and risk management.

Sanjay is a digital and mobile media professional, and is currently leading Fortumo, a global leader in carrier billing based mobile payment for India and South Asia as Country Manager - India & SA. Prior to this, he worked with Companies like Yahoo, ACL Mobile and Cellnext where he primarily worked on mobility domain. He brings a rich experience of digital and mobile, including mobile payments.

Sohini Rajola is the Head of Electronic Banking Group at Axis Bank, the third largest private sector bank in India. She leads the bank’s business across all electronic and digital channels including Internet banking, Mobile Banking and ATMs in addition to driving the Bank’s Customer Initiatives encompassing the pan bank loyalty program and campaigns.

Prior to this she was the head of Cards and Merchant Acquiring business for Axis Bank. She launched the Debit, Credit and Pre Paid Cards at Axis Bank and has been instrumental in driving the Bank’s strategy around payment businesses with many product and process innovations to her credit. Axis Bank is today the fastest growing credit card issuer, the fourth largest debit card issuer and the second largest merchant acquiring bank in the country.

Axis Bank was the first new generation private sector bank to begin operations in 1993 and Sohini joined the Bank in 1998 in their Branch Banking division. She was part of the team that set up the Retail Banking Department at the Bank and launched numerous savings account products for different customer segments including Defence, Corporate Payrolls etc. She was also instrumental in setting up the direct sales channel for origination of Bank Accounts.

She is a B.Sc. graduate with a Management Degree from Symbiosis Institute Pune in 1998.

Srinivas has over 18 years of experience across industries including financial services, payments and commerce in a variety of business and product related roles and most recently with a specific focus on enabling banking, payments and related services through digital channels.

At Mahindra Comviva he heads the mobile financial Solutions business unit, which currently has over 120 deployments globally, providing services for more than 750 million consumers and processing over 35 billion USD in payment flows. He has not only enhanced the leadership position of Mahindra Comviva in the mobile money space, but expanded the offerings to cover other segments, and thereby have a full suite of products and solutions - across the banking, retail and telecom industries - to meet the requirements of consumers and businesses.  

Prior to joining Mahindra Comviva, he established and led the business for online banking and mobile payments at ICICI Bank and also headed product management and business development functions in start-ups and IT product companies. Srinivas has many distinctions including heading India’s first digital only banking offering; defining the World’s first mobile payments interoperability standard; South Asia’s first mobile banking offering; being part of the first nationwide financial infrastructure for MFIs among others.

@naksis

Vasu is a Director and a co-founder of BillDesk, India's largest Electronic Payments Service Platform.

Established in early 2000, BillDesk delivers and manages a range of specialized electronic payments, remittance and gateway solutions for various verticals markets such as banking, telecom, insurance, utilities financial services and e-commerce businesses.  

Today, BillDesk is the Trusted Partner of India’s largest institutions, and it extensive processing network is today used by over 60 of India’s largest banks and many large organizations across diverse industry segments. The BillDesk platform processes a dominant share of the online transactions that are conducted through aggregator platforms, in India.

Vasu holds a PGDM from IIM Ahmedabad.  Prior to founding BillDesk, Vasu worked with ITC Limited and Arthur Andersen.

Linked in: http://www.linkedin.com/in/srinivasu

SP Narayanan is currently the Business Head – m-Commerce in Idea Cellular Limited managing Idea Money and business correspondent activities in partnership with Axis Bank.

Prior to this he was National Head for VAS in Idea Cellular. He had created a strong VAS ecosystem in Idea with in-house building blocks and over 200 third party content and application partners for VAS.  Narayanan has strengthened the VAS organization in Idea by introducing consumer centric organization structure across corporate and circle teams.  Prior to Idea Cellular, Narayanan has worked with Vodafone India Limited    as Country Head VAS and in Reliance Communications in VAS leadership position.

Prior to his telecom stint, Narayanan has worked with ICICI  Ventures for 2 years as Chief - Incubator Fund nurturing and funding early stage start ups .Earlier, Narayanan has worked with ICICI Limited in various positions  (Last position held : Senior Vice President ) for 10 years  handling a portfolio of  Debt and Equity funding to over 200 corporate entities in Tamil Nadu and Pondicherry spread across all sectors / industries.

Narayanan is a B.Tech in Chemical Engineering from IIT Varanasi (Formerly ITBHU) and a PGDM from IIM Ahmedabad.

Mr. Swarup Choudhury is currently the Managing Director, First Data India - the global leader in payment technology and services solutions. Prior to taking this role, he was Managing Director Thomson Reuters India/South Asia.

With over 30 years of experience in financial services, banking and technological innovation in India and overseas, Mr. Choudhury has strong relationships across India’s financial ecosystem. He expansive network spans key business groups, corporates as well as government departments.

Prior to Thomson Reuters, Mr. Choudhury was the worldwide Vice President of Financial Services and Technology, at IBM. He led the transformation of IBM India into a world class multi-national company, dominating the enterprise services and solutions space in ASEAN / South Asia. He spearheaded the strengthening of industry verticals like financial services and industrial while launching IBM India’s telecom sector which became the model for the Industry. Further, he robust core banking transformation strategy marked record business growth of IBM’s financial services sector (largest sector) in ASEAN / South Asia

Mr. Choudhury spent 17 years with HSBC and worked there as Senior Vice President & Country Head, Investment Banking, Mergers and Acquisitions for HSBC before joining IBM.  He is credited with the launch of HSBC’s $100 million transaction banking business (payments & cash management) in India, which was the first of its kind and replicated in several other Asia Pacific countries like the Philippines, Indonesia, Malaysia and Thailand.

Swarup has been a strong proponent of diversity and ensuring equal opportunities for all - he has actively championed women leaders and tailored business offerings to better serve people with disabilities in ASEAN / South Asia. He set up the Thomson Reuters Board Academy in partnership with the Indian Institute of Corporate Affairs (IICA) a unit of the Ministry of Corporate Affairs (MCA) to improve and spread awareness for better governance in India.

His experience and established track record in financial services and technology innovation is helping First Data build stronger business processes & presence in India. His strategic leadership skills in core business areas is helping First Data to accelerate its growth along with leading the charge to help clients grow their business by creatively disrupting the payments landscape in India.

T.R. Ramachandran is Visa's Group Country Manager for India and South Asia. He is responsible for all strategy development and business operations of Visa in India, Sri Lanka, Bangladesh, Nepal, Maldives and Bhutan.

Ram is also focused on driving the company's innovation strategy which includes growing eCommerce, mobile payments, deepening the acceptance footprint, and building an electronic payments ecosystem which is secure and reliable. He will be instrumental in enhancing cashless payments and supporting financial inclusion in the region. Ram brings a wealth of knowledge to Visa with more than 25 years' experience across retail banking, payment products, wealth management and insurance.

@TR_Ramachandran

Vikrant Khorana is Vice President & Business Head for Non-Ecommerce Business at PayU India. He is responsible for strategic verticals like Government, Telecom, Insurance, Education, Real estate, Banking & Financial Services and Airlines. His experience includes strategic direction, product and technology solutions, restructuring, entry strategy formulation, cost management and business process reengineering.

Vikrant has global experience and has held key positions in multinational organizations. His experience spans across Telecom, Mobile & Internet and IT industry with reputed brands like Indiatimes, Wipro US, Tencent and Ibibo Group. He headed Business Development & Strategy with Tencent India, where he held a key role in building the product WeChat. Prior to this, he helped grow business for Communication, Media & Telecom vertical at Wipro for 5 years in US.

Vikrant holds an MBA degree in IS & IT from Coventry University, UK and an Engineering degree in Computer Science.

As the Founder-CEO of Avenues India Private Limited, Vishwas has guided the company to become South Asia's No. 1 eCommerce service provider. He oversees the strategic planning, execution and financial management at Avenues.

The company's first initiative, CCAvenue® was launched in September 2001 and it today provides payment gateway services to thousands of eMerchants across the world. More than 85% of India's Web Merchants are using the CCAvenue payment gateway solution. The solution is India's largest direct debit engine, which connects to more than 50+ Indian banks in real time and processes all types of Credit Cards, Debit Cards and Cash Cards. ResAvenue®, the second initiative is the fastest growing Hospitality solution in the Indian Sub-continent. Launched in 2004, more than 1500 hotel properties in Asia are using ResAvenue's state-of-the-art booking engine, distribution services and payment gateway services on their hotel websites. EventAvenue®, the third Initiative was launched in 2006 and was India's first and the industry's leading online registration and payment gateway software that is used by event organizers, corporations, schools, universities, associations, temples, non-profit and government organizations, and more, for conferences, trade shows, sporting events, class admission registrations, donation collection, webinars and other event managements. More than 600 conferences, exhibitions, webinars, class admission registrations, concerts and sporting events were powered by EventAvenue during the last calendar year making it one of the fastest growing online registration and payment gateway solution in South Asia.

He has been featured extensively in many publications and has been bestowed with many awards including the Asia-Pacific Information Security Leadership Award by (ISC)2 the non-profit global leader in educating and certifying information security professionals, in Bangkok in 2007. Vishwas is also the Co-Chairman of the Payments Council of India as well as the Chairman of the Merchant Aggregator Committee of the Internet and Mobile Association of India (IAMAI) and is an active speaker at many Internet related forums.

Prior to founding Avenues, he was a practicing counsel on the Original Side of the Bombay High Court. He also co-founded the SEASONS Group of Companies, which owns the fashion brand 'SEASONS' (www.seasonsIndia.com), which today is the top name in the branded Indian ethnic garments industry and is retailed at over 1500 top outlets in over a 100 cities around the globe. Vishwas is also involved in his family's construction business, which has constructed several landmark structures in India's financial capital, Mumbai. Vishwas is a Commerce graduate and holds a Degree of Law from the Mumbai University.