A.P. Hota, Managing Director & CEO of National Payments Corporation of India since February 2009 was a career central banker for 27 years. A significant part of his career has been in the area of design and implementation of Payment systems in India.

During last three decades, he has played a key role in implementation of MICR technology in Cheque Clearing, Electronic Funds Transfer, Automated Clearing House and Cheque Truncation System in India. His research document titled “RTGS System in USA - Lessons for India” as a part of IIB Diamond Jubilee Overseas Fellowship in 1997, was the starting point of RTGS design and implementation in India. Mr. Hota had headed the Department of Payment and Settlement Systems in Reserve Bank from March 2005 to July 2008 during which the ‘Payment and Settlement Systems Act’ was legislated, NEFT was introduced and there was rapid expansion in the access and usage of electronic payment systems. He also played a key role in widening the use of electronic payments in India.

In August 2010 he joined as the MD & CEO of National Payments Corporation of India (NPCI) which has been set up by banks in India under the aegis of Indian Banks’ Association and support and guidance of Reserve Bank of India to provide central infrastructure for various retail payment systems in the country, including card payments. Within a year of his joining, the next generation remittance service - Interbank Mobile Payment Service was launched where 24*7 real-time money transfer was enabled. Under his leadership, NPCI has launched India’s own card scheme ‘RuPay’ in record three years’ time which is accepted on all three channels, viz. ATM, PoS and eCommerce with an issuance figure of 3 Million cards. NPCI is already processing an average volume in number of 7.5 Million ATM transactions a day. NPCI also plays the role of central infrastructure for UID and mobile based financial inclusion transactions. He was conferred the ‘Aadhaar Excellence Award’ for his contribution to Aadhaar Enabled Payment System by the Hon’ble Prime Minister Dr. Manmohan Singh on the 2nd Anniversary of UIDAI.

Concurrently, he is also a member in various Committees of the Government of India and Reserve Bank of India (RBI) and has contributed to policy and decision-making processes in Payment systems in particular.

Abhijit is CEO and Co-Founder of Ezetap. He brings 17 years of experience in building and launching mobile and software products. Ezetap is the third mobile product that Abhijit has launched in India.

Previously, he was Vice President at ngpay and Head of Product for Intuit’s small and medium business offering. He moved to Bangalore in 2005 as Siebel Systems' Director for the Telecommunications market in Asia Pacific.

He has a BS in Engineering from Cornell University and MBA from Harvard Business School.

Aditya manages Merchant Acqusition, strategic partnerships and alliances with Banks and service providers. Being a start up enthusiast he has worked with start up as business development and product manager and worked with various LEAs across India and corporates at the same time. Aditya has BTech degree in engineering from NSIT-Delhi(formerly known as DIT). Aditya has keen interest in Mobile technology,Startups,
Information security, football and Music.
 

Anand brings almost three decades of rich and diverse experience to the fore, having successfully marketed and distributed both novel as well as reputed brands across consumer, nutrition & health care products, hybrid seeds, telecom, retail, and banking services. In addition, he has spearheaded several projects, devised and implemented marketing strategies and managed large distribution channels viz. Coke/Double Seven in soft drinks, Telecom Australia in telecom to development of sales & distribution software for consumer companies viz. Unilever and Nestle, and electronic transaction management systems for leading banks like BNP Paribas and Standard Chartered etc. One of the highlights in his career was his setting up India's first pay phone privatization franchisee network, of successfully deploying over 1,100 payphones across Delhi and Mumbai within 6 months. Anand’s invaluable contribution towards the prepaid industry won him the 2012 Global Prepaid Award.

Prior to setting up Beam Money, Anand has held board level positions in several other prestigious organizations including The Homes Stores, Intercorp Biotech, and IEPC Limited to name a few. He has served as marketing consultant to several PSUs viz. Kerala State Drugs & Pharmaceuticals and Kerala Sops & Detergents. He is also a coholder of patents on the mobile commerce, biotechnology and life sciences.

Anand has authored “Redialling Financial Inclusion” published by Financial Express; and had co-authored alongwith Prof Suresh Sunderesan of Columbia University the book “Microfinance - Emerging Trends & Challenges” published by Edward Elgar. He is a regular speaker at esteemed institutions viz. Columbia University and IIM to name a few.

Anand attended Harvard University Graduate School Design for AMDP.

Aspy Engineer is the President & Country Head - ATM Management & Currency Chest at YES BANK. He is responsible for conceptualizing and successfully implementing industry defining direct banking initiatives, reinforcing technology as a key pillar of YES BANK’s growth story.

He brings with him over 20 years of experience in the Banking & Financial services sector. Prior to joining YES BANK, he was the Senior Vice President - Special Relationships at Axis Bank. Before that , he was the Head - Alternate Channels Group. He was responsible for initiatives related to setting up over 7000 ATMs, as well as the operations and management of the entire ATM network at Axis Bank. Besides the above, he was also instrumental for the launch and implementation of Mobile Banking Services, Internet Banking Services and the Corporate Website. He was also responsible for launching Axis Bank’s wide suite of mobile banking products.

He is a BCom graduate, and has a Masters in Marketing Management (MMM ) from Jamnalal Bajaj Institute of Management Studies, Mumbai University.

Deepak Sharma heads Kotak Mahindra Bank’s digital initiatives where he drives digital transformation, business model innovation & future ready initiatives of the bank. He is responsible for efficiency, productivity, customer experience & growth of business through digital intervention across digital channels, lending, payments, investments, insurance, trade & forex, across Consumer, SME & Institutional banking segments. Deepak also leads the Innovation Lab, Design Studio, Fintech
partnerships and Start-up ecosystem participation for the bank.

Under his leadership, Kotak launched several innovative and global first products like 811, Jifi, Hashtag banking, Bharat Banking, M-Store & Kaypay, apart from new initiatives like API Banking, BYOD Biometric Banking & Robotic Process Automation. Deepak believes in constant innovation and focuses on building business models which are customer centric, value accretive and disruptive. Deepak has worked across various international markets and brings global perspective to his business. Prior to this, he was responsible for setting up the Bank’s highly successful Non Resident Indian (NRI) & International Remittance business. Deepak also played a key role in launching the Bank’s affluent banking programme - Privy League.

With over 24 years of experience, Deepak’s professional tenure spans across the banking, telecom and service verticals. Prior to joining Kotak, he was part of the leadership team of Consumer Banking at Standard Chartered bank from 2003 to 2008. As National Head for Corporate Business, he was responsible for building the corporate payroll and Wealth Management business. Deepak has completed an advanced programme in Strategy from IIM Calcutta & Lead Certified in Corporate Innovation from Stanford GSB. He is a member of the FICCI National Committee on Fintech 2017-18, Internet & Mobile Association of India (IAMAI) apart from participating at various trade & Government initiatives on Digital India Roadmap. He is also associated with the NASSCOM Startup 10K program and mentors fintech & start-up ecosystems on an ongoing basis.

Dewang Neralla is the MD & CEO of atom technologies, one of India’s leading payments service providers focused on creating an end-to-end payments ecosystem over Internet, IVR, mobile and point-of-sale. He is also the co-founder of Financial Technologies. Today, atom has emerged one of the largest payment processing companies in India with processing over 3 million transactions per month and having processed more than USD 3 billion dollars (annualized) worth transactions.

Dewang Neralla is constantly focused on innovation through creation of distinctive payment solutions and services that are modern, secure and consumer centric along with atom’s technology team. His passion for excellence has led to atom being certified for ISO 9001:2008 for its operations and technology. He is passionate about electronic payments and its power to bring about huge social transformation in a growth economy like India and reduce the overall costs associated. He is actively involved in the payments industry being a co-chair of the Merchant Aggregators Committee in Payment Council of India (PCI) as well as a member of Executive Council of PCI.

Dewang Neralla holds a Bachelor of Engineering Degree in Computer Science and has been a featured speaker at several national and international academic, business, and technology forums as well as at industry events.

Kunnal spearheads the Global Money Transfer business at TimesofMoney. He is also in charge of the network and sales development for TimesofMoney’s and India branch offices.

With over 13 years of experience across customer service, operations and product development, he currently heads the sales & business vertical.

Prior to his current role, he has worked across different functions and managed key areas of product management and compliance.

He holds a Master’s degree in Management. He likes to interact with students and has a passion for reading & sketching.

Mani Mamallan started his career in the banking domain with Punjab National Bank and moved over to UTI (now Axis Bank). Prior to joining C-EDGE Technologies Ltd, a JV of TCS and SBI, he was Vice President and Head of FSSNeT, the services arm of M/s. Financial Software and Systems.  Here, he spearheaded activities in the payments systems domain including, but not limited to, securing accounts like Bank of Maharashtra, where he bagged the mandate for deployment of 350+ ATMs on an outsourcing model for the Bank. Prior to FSS, he was the COO of India Switch Company (ISC) where he was instrumental in introducing new services, setting up the first shared ATM network in India and introducing the first ever ATM outsourcing in India. Prior to ISC, he was a Senior Manager at UTI Bank, where his achievements include setting up the Bank’s ATM Switch, IP network etc.

He is known for his deep knowledge in the retail technology banking space, including the microfinance domain. He commands respect for his Business acumen, strategy and vision among professionals, peers and even among the present CMD’s of Public and Private sector Banks.

He graduated from Madras University and completed his post graduation in Communications and Networking from National Centre for Software Technology (NCST).

Manju Murthy is CEO and Co-founder of FortunePay. He has nearly 25 years of experience in payments, technology and consulting, about 12 years of which were in the US. He has about a decade of experience in the payments industry, including having helped develop mChek (as part of his previous entrepreneurial venture) and as an international payments consultant for Intel. He leads FortunePay, a Bangalore-based third-party payments processor, which offers innovative and affordable commerce solutions to merchants to enhance customer engagement and revenues.

He got his engineering degrees from Bangalore University and University of Texas at Austin, and a MBA from Bauer College of Business, University of Houston.

Mohit is a Managing Director with Sequoia Capital and serves on the board of Citrus Payment CleverTap, DailyHunt, Ideacts Innovations, Knowlarity, Near, nearbuy, Octro, OneAssist, Shuttl & Zomato. Prior to joining Sequoia Capital, he served as the Senior Vice President at BhartiAirtel where he helped scale the business from a few states operation into a leading national wireless carrier. Earlier, he co-founded Bright pod, a wireless start-up in the US, by orchestrating a spin off from Ericsson Mobile Systems. He has received an MBA from UNC Chapel Hill and an MSEE from Virginia Tech.

Mohit invests in early stage tech companies across technology sub sectors of Payments, SaaS, Consumer Mobile Internet & analytics.

@mobhat

Mukul is Head of Small Business Payment Solutions at Citi since 2011. In his current role, he has been leading a team of specialized professionals in acquiring & digital payments, merchant partnerships, networks and corporate cards. With over 22 years of experience, he has dedicated the last decade specializing in payments and loyalty programs.

He is responsible for launching the first fully integrated and certified mobile card acceptance solution in India for Citibank globally.

He started his career in 1991 as an entrepreneur for over five years and subsequently moved to work for leading brands in India which includes American Express and Loyalty MINE, a startup firm engaged in developing loyalty programs.

He is a Chemical Engineer and has completed his management program from XLRI, Jamshedpur.

Nagaraj Mylandla is the founder and Managing Director of FSS.

A banker turned entrepreneur, he is known for his expertise and vision for the Indian payments industry. He has pioneered and spearheaded the marketing and support of retail and wholesale payment solutions in India. He is credited with the implementation of transaction processing and switching solutions for over 35 banks and financial institutions in India and over 30 clients worldwide.

Prior to founding FSS, he worked with the Indian banking industry and has a CAIIB to his credit. He also had a stint with FDC in the USA and ACI in Omaha, USA.

In anticipation of the phenomenal growth and transformation of the Indian payments industry, he founded FSS in 1991.

Today FSS, under Mr. Mylandla’s visionary leadership, is the leading global payment systems company, offering business value in the areas of electronic payment, financial transaction processing solutions and services. The company is the preferred technology partner and co-innovator for several leading banks in India and global financial giants. He established FSS-ASP network FSSNeT, to provide a pan-India shared ATM network. Today, FSSNeT is one of the largest independent shared payment service providers in the region.

With over two decades of experience in the payments industry, he is focused on strengthening strategic partnerships with clients, increasing client relevance and evolving the company’s business model towards achieving strategic objectives of FSS. He also steers the global initiatives of FSS while heading the organization.

Since joining the Essel Group 13 years ago, Naveen Surya has been known for revolutionizing electronic payment solutions in India. Backed by 17 years of experience in the finance industry, he introduced India’s first ever Multi Purpose Cash Card, ItzCash Card.

He launched ‘ItzCash Card’ in 2005 under the aegis of Essel Group to enable customers in conducting seamless, safe, and simple financial transactions without the age-old constraints of time, space, and location.Under his leadership, Itz Cash Card Limited has won national and international accolades including “Innovative Use of Technology”, “Best General Purpose Spending Card Program” and “the Most Innovative Prepaid Program” of the year 2008 for the “Octroi Automation Program”.

In the past he has been associated with TCS as Management Consultant, where he worked on projects like ACC, GE Capital (UK) and UBS (Japan).He also dons the hat of being the chairman of Payment Committee at Internet and Mobile Association of India (IAMAI) and is an active member of Prepaid International Forum (PIF) and GIRO Committee of RBI.

Niren is a Managing Director at Norwest (NVP) India and has been leading NVP India for over 10 years. Niren brings more than 20 years of Investing, entrepreneurial, financial and operating experience from leading global financial institutions to consumer and technology companies.

Niren focuses on both Private equity and late stage Venture investments with special interest in sectors such as Financial Services, Internet, Consumer and Technology. Niren has overseen more than 30 investments at NVP India and has directly facilitated 14 such investments. Investments include Cholamandalam Finance, Pepperfry, IndusInd Bank, ING Vysya, Jain Irrigation, RBL Bank, Quikr.com, Swiggy.com, RevX, Shriram City Union, Yes Bank, Five Star and Kotak Bank. Niren also has a strong exit record having overseen more than 15 exits, of which he has directly facilitated significant exits for 9 of his companies

Prior to joining NVP India, Niren was the Senior Director of Strategy and Ventures at eBay Inc. (Nasdaq: EBAY) in California, where he helped drive the worldwide strategy across eBay’s Global Marketplaces. Prior to eBay, Niren was part of the original team at Baazee.com, Inc., the leading Indian eCommerce player in the mid-2000s (which was eventually acquired by eBay). Prior to his entrepreneurial journey, Niren was an investment banker with KPMG focusing on the Financial Services and Technology spaces and before that, a Registered Equity Dealer on the Bombay Stock Exchange.

Niren is a rank holder Chartered Accountant and a Gold medallist Masters in Commerce from University of Mumbai.

Nitin Nayar is a Managing Director at Warburg Pincus India Pvt. Ltd. He is based in Mumbai and joined Warburg Pincus in 2003 and has been working with the firm’s Indian affiliate since 2004. He is involved in the firm's investment advisory activities in India and evaluates opportunities in the technology and media sectors. Prior to joining Warburg Pincus, Mr. Nayar was business development manager for Epoch Partners, a boutique U.S. investment bank and worked in the technology investment banking group at Merrill Lynch in Palo Alto. He is a director of MXC Solutions India Private Limited (Car Trade) and Capillary Technologies. Mr. Nayar holds an A.B. from Harvard College and an M.B.A. from Harvard Business School.

Pradeep Kumar is an ex-IRS officer with a MBA and B.Tech in telecommunications. He has more than 18 years of experience in Global Business Development and execution of large public sector IT projects.

Prior to joining Vakrangee, he has consulted several large corporations on World Bank and Asian Development Bank projects.

Pradeep Sampath is the Chief Operating officer of MMPL, the Mobile Payments arm of TataTele Services Limited. He has over 18 years of experience in the areas of Sales & Operations across Payments, Network and IT. His last assignment was with ElectraCard Services (P) Limited where he was responsible for Sales & Business Development for Switching & Card Management Solutions. He was managing the Asia Pacific, Middle East and Africa Operations based out of Dubai. His experience spans across companies like Network Solutions Limited, Wipro Limited, Infotech Group, IBM India Private Limited and Euronet Services India (P) Limited.
 
He has completed his Bachelor of Engineering (Electronics & Instrumentation) from Bharathidasan University. He has also pursued his Post Graduate Diploma in Business Administration from the Loyola Institute of Business Administration.

Pramod is the Chairman & MD for Oxigen Services which was founded by him in 2004. Oxigen is India’s largest service aggregator and distributor for micro-payments and is India's first company that digitized cash and distributed micropayments and has a mobile as well as Kiosk Banks. He Co-Chaired FICCI's Telecom Committee for years contributing liberally towards corporate social responsibility, health and educational causes. His other Entrepreneurial Ventures – Oxigen Online Services India Pvt. Ltd., Chorus Call Conferencing Services India Pvt. Ltd., Oxigen Inc. USA, Mpower Softcomm Pvt Ltd, Green Grameen Micro Finance & Aarambh Ventures.

Pramod is also an Investor and mentor in early stage seed funds viz Unitus Seed Fund and IvyCap Ventures.

@PramodSaxena10

Shri Pulak Kumar Sinha was born in a village in Birbhum District of West Bengal. His father is engaged in agricultural activities and mother is a housewife.

After completing his school education from his village school, he completed his B.Sc.(Honours) graduation in Chemistry from Kandi Raj College in Murshidabad District. He is a Certified Associate of Indian Institute of Bankers and has a P.G. Diploma in Management from All India Management Association (AIMA).

He joined State Bank of India as a Probationary Officer in 1981. Since then, he has worked in various capacities as Branch Manager, Regional Manager and Deputy General Manager at different places. His specialised areas are Credit and General Banking. In recognition of his contribution to the organization, Bank had sent him to London for an advanced training.

His present assignment as General Manager (Payment Solutions) is totally related to technology. This is an innovative area and gives lot of scope for betterment in payment space. He enjoys his new role very much. He has been driving an innovative Green Banking initiative from State Bank of India viz. Green Channel Counter and Green Remit Card apart from leading the team of Mobile Banking, Debit Cards and Prepaid Cards. He is presently setting up Bank’s own Aggregator Module. He is also running a pilot on Enterprise Social Networking for the 2.30 lacs employees of the Bank along with another Social Networking portal for customers and SME customers. He is  also driving various other game changing payment related initiatives like Self Service Kiosk, Cash Deposit Machines, Virtual Cards, Business Debit Cards, SME Insta Deposit Cards, Foreign Travel Card, Gift Card, Mobile Wallet, etc.

He was Chairperson of Reserve Bank of India Working Group on Evaluation of Feasibility of Aadhaar based Biometric Authentication as Additional factor of Authentication for card present transactions and related issues.

Rajeev Arora is Chief Technology Officer at FINO PayTech Limited. He is responsible for strategising and overseeing technology and the central operations.

He has over 19 years of experience in operations and banking. He began his career with National Thermal Power Corporation (NTPC) and prior to joining FINO PayTech, he was associated with ICICI Bank in Corporate Banking where he managed relationship with large corporates, specializing in the infrastructure sector. He has also managed relationship with various state and central governments extensively to work on various large e-Governance projects focused on government to citizen interaction and payments.

He has done a post-graduation in business administration (MBA) from Indian Institute of Management, Calcutta and holds a bachelors degree in electrical engineering.

Ram Rastogi is a career  banker  with over three decades of hand - on experience in the areas of banking and emerging payments domain with expansive domain knowledge in Mobile, Digital Payments, E Commerce, M-Commerce and EBPP.

He was closely associated with State Bank’s strategies in the area of design and implementation of Payment systems - ATM Deployment, Debit cards, prepaid cards, Merchant Acquiring Business and Mobile Banking Service “State Bank Freedom”. He is currently responsible for driving next generation, 24*7 real-time, channel agnostic, remittance service - Immediate Payment Service (IMPS).

Ram was instrumental in creating a collaborative, unique interoperable payment platform for all stake holders (Banks, Prepaid Instrument Issuers and Telco led Mobile Wallets), to reach the entire unbanked area in real time in a cost effective manner.

Ravi Heads business for South and West of India, Sri Lanka and Maldives and also heads Domestic Money Transfer for Western Union in India. He has about 18 years of experience and prior to joining Western Union has worked with leading business groups in India like Xerox, TATA and Reliance. He has held leadership roles across domains including sales, business development, customer service and marketing in these companies. Apart from managing the International money transfer business for the region, he has been instrumental in launching Domestic Money Transfer for Western Union in India.

He has done his B.Tech from IIT Chennai and MBA from IIM Bangalore.

Ruchir joined NEA's India office in 2008 and is a Director based in Mumbai and co-manages NEA’s investment in FSS, MEdRC Edutech, Naaptol and Vishwa Infra. He brings more than six years of experience in various roles in private equity investing, equity research and M&A and IT services. Prior to joining NEA, he was with ICICI Venture where he worked on investment opportunities in retail, consumer, FMCG, media, telecom services, payment services, technology products/services and education. He also actively managed portfolio companies in textile, payment services, technology and retail.

He has worked with Thomas Weisel in India as a lead equity research analyst and with TATA Consulting Services (TCS) in delivery roles as well as in their in-house M&A group. He has an MBA from the Indian Institute of Management (IIM) Ahmedabad and a B.Com (Honours) from Delhi University.

Sachin is the COO of Infibeam.com. As a Co-founder, he has been instrumental in setting up the technology, category management and operations functions for Infibeam.com. Currently, he heads marketing & sales and is building out the Digital division @ Infibeam.

Prior to Infibeam.com, he was a technologist at Amazon.com in the Digital Video and Seller Central teams. He had his first experience in distributed systems at ADP-Wilco where he built service farms for claims processing & brokerage services.

He has a M.S. in Electrical Engineering from Pennsylvania State University.

Santanu Dutt is a senior Architect and Technology Evangelist with Amazon Seller Services Pvt. Ltd where he is responsible in educating companies with the service offerings of the Amazon Web Services (AWS) platform, as well as helping them in their architecture with their best practices to build highly scalable and resilient applications on the AWS Cloud. He has also been a regular Speaker at premier industry wide conferences like Nasscom, eTailing, Infocom, TIE, Cloud Connect among others evangelizing on technologies like Cloud Computing and Big Data.

Prior to joining Amazon, he was responsible for working with large Indian enterprises and System Integratorson Infrastructure Migration, Virtualization, Consolidation and Systems Management. In the past, Santanu has also lived and worked out of the United States and the UK as part of various Services Delivery roles.

Mr. Dutt has a Bachelor’s Degree in Electronics from the Mumbai University.

Satyen is the Chairman/Founder of Citrus Payment Solutions. He leads overall strategy, product, user experience, marketing, and strategic alliances for Citrus.

He spent 15 years in the Silicon Valley establishing companies in the areas of marketing automation, social e-commerce, and strategy/design consulting. He loves questioning the status quo and pushing the boundaries of what the accepted norms are. His career has included stints with several start-ups and larger companies such as Intuit, First Data, Cisco, AOL, Yahoo, frog Design & Apple. This has involved being an entrepreneur, a mentor, an investor, a consultant, and an educator in start-ups, Fortune 500 companies, incubators, and educational institutes across the United States, Europe, and Asia.

He secured a Masters from Stanford University in tech entrepreneurship/HCI/Computer Science in 1996, and has a BE in Computer Science/Engineering from Bombay University (1995). He is an occasional kite-surfer, alternative travel fan, and a dedicated consumer of gourmet mixology.

Siddharth heads Flipkart’s payment product, PayZippy and oversees all strategic and operational functions.

Before joining Flipkart, he led the creation of High Mark, the country's first Credit Information Bureau, to enable formal lending to the country’s underprivileged (Microfinance and Rural) borrowers.

Prior to that he spent close to a decade in the San Francisco Bay Area, working initially with technology start-ups and eventually leading data analytics practices at Acxiom and FICO.

He holds degrees from IIT Roorkee, and the Massachusetts Institute of Technology. He builds audiophile sound systems in his spare time.

Sohini Rajola is the Head of Electronic Banking Group at Axis Bank, the third largest private sector bank in India. She leads the bank’s business across all electronic and digital channels including Internet banking, Mobile Banking and ATMs in addition to driving the Bank’s Customer Initiatives encompassing the pan bank loyalty program and campaigns.

Prior to this she was the head of Cards and Merchant Acquiring business for Axis Bank. She launched the Debit, Credit and Pre Paid Cards at Axis Bank and has been instrumental in driving the Bank’s strategy around payment businesses with many product and process innovations to her credit. Axis Bank is today the fastest growing credit card issuer, the fourth largest debit card issuer and the second largest merchant acquiring bank in the country.

Axis Bank was the first new generation private sector bank to begin operations in 1993 and Sohini joined the Bank in 1998 in their Branch Banking division. She was part of the team that set up the Retail Banking Department at the Bank and launched numerous savings account products for different customer segments including Defence, Corporate Payrolls etc. She was also instrumental in setting up the direct sales channel for origination of Bank Accounts.

She is a B.Sc. graduate with a Management Degree from Symbiosis Institute Pune in 1998.

Sridhar Iyer is Head of Digital and Innovation at Citibank India. He is a senior banker with a wide range experience in the areas of e-Business, Digital Payments and Strategic Marketing. He was one of the key members of the team that set up Citibank India’s online banking and e-Commerce businesses in 1999.

Over the last decade, he has been responsible for growing the e-Businesses for multinational banks, including Citi and Lloyds Banking Group in the UK and in Europe. He has extensive International experience, particularly in Europe, and has undertaken a variety of strategic e-Business roles on a global mandate. He believes that for organizations the choice is pretty straight forward - digitize or die.

He holds a PGDM from IIM Bangalore and Bachelor’s Degree in Chemical Engineering from BITS Pilani.

K Srinivas is a Mechanical Engineering graduate and a PGDM from IIM Bangalore (1987).

Srini joined BTI Payments, a Bangalore based start-up JV between Banktech Group of Australia and ICICI Ventures, one of India’s largest alternative asset management companies in Dec 2014 as its MD & CEO.

Prior to joining BTI Payments Srini was the President of Consumer Business at Bharti Airtel, where he worked for over 11 years. Srini joined Bharti Airtel in Nov’02 and as a circle CEO, led the operations of mobile services in Andhra Pradesh and Delhi. During this period, he led Airtel to a leadership position in Andhra Pradesh and laid out a strategic blue print for significantly scaled up operations. In Mar’06, he moved as the Executive Director for Mobile Services for the Eastern Hub comprising of the newly rolled out operations of West Bengal, Orissa, Bihar and North East. During this tenure, Srini helped Airtel achieve a huge scale and led the brand to a dominant leadership position, overtaking all key competitors. In Jun’08, his portfolio was expanded to include the operations of Gujarat and Maharashtra & Goa.  Simultaneously, he led the launch of operations in Sri Lanka, Airtel’s first 100% venture overseas by successfully translating the unique business model of Airtel beyond the shores of the country. From early 2009, as President-Telemedia, he led the Telemedia Business (fixed line and broadband) for over 2 years. When all the business verticals - mobile, DTH, fixed line, Airtel Money were integrated in 2010, Srini was elevated as the President of Bharti Airtel’s Integrated Consumer Business (President - Consumer Business). He was a member of the Airtel Management Board since 2009.

Of his over 27 years of rich working experience, Srini spent his early years in Britannia Industries Limited, then a subsidiary of Nabisco, and Hindustan Lever Limited (HLL) a subsidiary of Unilever. During these years, he worked in various sales, marketing and business development roles across different profit centers and geographies. His last assignment in Hindustan Lever was that of a Business Manager-New Ventures, where he was responsible for conceiving and developing a new rural business model “Project Shakti”, using micro credit and micro financing thro’ banks.

Vasu is a Director and a co-founder of BillDesk, India's largest Electronic Payments Service Platform.

Established in early 2000, BillDesk delivers and manages a range of specialized electronic payments, remittance and gateway solutions for various verticals markets such as banking, telecom, insurance, utilities financial services and e-commerce businesses.  

Today, BillDesk is the Trusted Partner of India’s largest institutions, and it extensive processing network is today used by over 60 of India’s largest banks and many large organizations across diverse industry segments. The BillDesk platform processes a dominant share of the online transactions that are conducted through aggregator platforms, in India.

Vasu holds a PGDM from IIM Ahmedabad.  Prior to founding BillDesk, Vasu worked with ITC Limited and Arthur Andersen.

Linked in: http://www.linkedin.com/in/srinivasu

Sunil V. Nair is a Chartered Accountant with nearly 20 years of post-qualification experience. He is currently working with Prizm Payments Pvt. Ltd. a leading player in the payments business in India. At Prizm, Sunil is responsible for the profitability of Money Spot (the White Label ATMs) vertical. In addition he is also responsible for growing and maintaining some key Account Relationships.

Before joining Prizm, he has spent about 10+ years at Euronet Worldwide where his last held Designation was Managing Director for South Asia. As a Managing Director he was responsible for building up some key relationship with customers such as NPCI, HDFC Bank, Axis Bank, ICICI Bank to name a few. He also been actively involved in growing the Cashnet (multi-lateral ATM network) and VAS business of Euronet in the region. As the Managing Director he was responsible for the operations and  service delivery for all customers across Asia Pacific, Middle East & Africa. Prior to his promotion as the Managing Director South Asia Sunil was the Chief Financial Officer for Euronet’s Asia Pacific, Middle East and Africa business.

He has also worked with Hutchison Max, Concorde Motors and Arthur Andersen during the early part of his carrer.

Varsha Tagare is a Director at Qualcomm Ventures India based in Mumbai. She has extensive operating and venture capital experience in Silicon Valley and India.

Varsha manages investments in AppsDaily, Apalya, Birds Eye Systems and Reverie Technologies for Qualcomm Ventures. Qualcomm ventures is a stage agnostic investor focused on mobile and internet sector.

Prior to her current role Varsha was at Intel Capital investing in US and Indian companies. Some of her investments include companies such as JAMDAT (IPO on NASDAQ), Mobile365 (acquired by Sybase), MontaVista, Pollex (acquired by Mediatek), PacketVideo (acquired by NTT), Canesta, MCX (IPO on BSE), enStage and Allied Digital.

Varsha has a MS (Electrical Engineering) from the University of Wisconsin-Madison, and a BE (Electrical Engineering) from VJTI, University of Bombay.

Virender is leading Payment system at MakeMyTrip - A leading OTA. MMT Payment systems are integrated with many Payment Gateways and Aggregator Systems in India & Abroad. He focuses on customer convenience, increasing conversions, reducing frauds.

He is also an active developer and architect with deep understanding of high transaction ecommerce sites. Besides payments, he also focuses on Mobile Apps and CMS at MMT.

You can reach him at Virender.bisht@makemytrip.com or @vsbisht

As the Founder-CEO of Avenues India Private Limited, Vishwas has guided the company to become South Asia's No. 1 eCommerce service provider. He oversees the strategic planning, execution and financial management at Avenues.

The company's first initiative, CCAvenue® was launched in September 2001 and it today provides payment gateway services to thousands of eMerchants across the world. More than 85% of India's Web Merchants are using the CCAvenue payment gateway solution. The solution is India's largest direct debit engine, which connects to more than 50+ Indian banks in real time and processes all types of Credit Cards, Debit Cards and Cash Cards. ResAvenue®, the second initiative is the fastest growing Hospitality solution in the Indian Sub-continent. Launched in 2004, more than 1500 hotel properties in Asia are using ResAvenue's state-of-the-art booking engine, distribution services and payment gateway services on their hotel websites. EventAvenue®, the third Initiative was launched in 2006 and was India's first and the industry's leading online registration and payment gateway software that is used by event organizers, corporations, schools, universities, associations, temples, non-profit and government organizations, and more, for conferences, trade shows, sporting events, class admission registrations, donation collection, webinars and other event managements. More than 600 conferences, exhibitions, webinars, class admission registrations, concerts and sporting events were powered by EventAvenue during the last calendar year making it one of the fastest growing online registration and payment gateway solution in South Asia.

He has been featured extensively in many publications and has been bestowed with many awards including the Asia-Pacific Information Security Leadership Award by (ISC)2 the non-profit global leader in educating and certifying information security professionals, in Bangkok in 2007. Vishwas is also the Co-Chairman of the Payments Council of India as well as the Chairman of the Merchant Aggregator Committee of the Internet and Mobile Association of India (IAMAI) and is an active speaker at many Internet related forums.

Prior to founding Avenues, he was a practicing counsel on the Original Side of the Bombay High Court. He also co-founded the SEASONS Group of Companies, which owns the fashion brand 'SEASONS' (www.seasonsIndia.com), which today is the top name in the branded Indian ethnic garments industry and is retailed at over 1500 top outlets in over a 100 cities around the globe. Vishwas is also involved in his family's construction business, which has constructed several landmark structures in India's financial capital, Mumbai. Vishwas is a Commerce graduate and holds a Degree of Law from the Mumbai University.