Our speakers

Dr. Fareed Ahmed, Former Executive Director, Punjab & Sind Bank

Dr. Fareed Ahmed, Former Executive Director from Punjab & Sind Bank and superannuated in July 2020 after rendering a service of more than 37 years of service in two Public Sector Banks. Prior to joining Punjab & Sind Bank, he was with Corporation Bank and his last position was  Circle General Manager, Ahmedabad.

He has to his credit a versatile experience of working in the entire gamut of banking, both at operational and administrative levels. He held various senior leadership positions and established a track record of success in all the roles and won Corporate Awards many a time.

He was awarded PhD for his thesis “Analysis and Modeling of Management of Asset quality of Public and Private Banks in India”. He suggested ‘bad bank’ concept and need for establishment of Development financial institution in his thesis in the year 2017. He has multiple publications related to NPA and other banking aspects. He is post Graduate in Agricultural Economics and CAIIB. Other academic and professional qualifications include PG diploma in Cooperation & Rural Studies, Diploma in Company Law and certifications in Trade finance, SME finance, Corporate Banking and Cyber Security.

Participated in various Seminars/Conclaves as a panelist and also conducted sessions on Banking, Leadership and Team Performance and related aspects at Banks’ Staff Training colleges and other Management Institutes.

He attended various trainings/workshops/seminars on Banking, Leadership and Human Resources Development conducted by organizations of repute in India and abroad.
Conferred with several awards and distinctions¬ –¬¬¬¬¬¬--“Best HR Leader in PSUs” by Asia Pacific Congress, 2017; “Transformative Leader Award” in National APY Conference 2017 by PFRDA; “Pride of Delhi Award for Excellence in HR” by World HRD Congress, 2017 and “100 Top Most influential BFSI Leaders” in World BFSI Congress & Awards, 2018 by World CSR Day and World Sustainability Congress.


Dr. G.N.S. Reddy, Managing Director, Akshayakalpa Farms and Foods Pvt. Ltd

Dr. G.N.S.Reddy is Managing Director for Akshayakalpa Farms and Foods Pvt Ltd, an automated dairy farm specializing in organic milk production. Besides, he is currently incharge of BAIF Programmes in Andhra Pradesh and Karnataka where he is additionally holding responsibility of an Executive Vice Chairman of BAIF Institute for Rural Development - Karnataka and BAIF Institute for Rural Development -Andhra Pradesh. He has completed his B.V.SC from Bangalore Veterinary College with Advanced Training in Large Herd Management and Oestrus Synchronization from INRA, France.

He was honoured with best Veterinarian award instituted by the Karnataka Veterinary association in 1998, DesaSnehi Award from India development Foundation in 2008 and has also received Indira Gandhi paryavaran Puraskar from Govt of India on behalf of BAIF Institute for Rural Development-Karnataka.


Dr. G.S.K Velu, MD, Trivitron Healthcare Pvt. Ltd

Man who dreams of making India a self-sufficient nation in terms of medical technology, expertise and quality healthcare is Dr. GSK Velu. He has been awarded several recognition and has been named as "parallel entrepreneur" by Forbes and "first generation serial entrepreneur" by many but one thing he will always be - a proud waiver of the Indian flag in the face of tough international competition.

Dr. Velu’ s vision, determination and futuristic approach to make healthcare affordable to one and all made it possible for the tens of thousands of Indians who accessed medical technology, diagnostic services, eye care, dental care and dialysis services which otherwise used to be a very costly affair and hence unaffordable for the common man.

Making Healthcare Accessible and Affordable not only to Indian Population but to the underprivileged population across the world is the vision for which he is working for over 27 years from 1988 in the Corporate World. All his corporate ventures work with one goal of improving access and affordability for Healthcare across the Globe with specific relevance to Under Developed/ Developing market.

Under the current portfolio, Dr. Velu is Founder and Managing Director, Trivitron Healthcare Pvt. Ltd., Largest Indian Medical Technology Company in the world, Co-Founder and Vice-Chairman, Metropolis Healthcare Ltd., second largest chain of medical laboratories in the country, Founder and Chairman of Maxivision Eye Care Hospitals- a Medfort Hospitals Initiative. Pioneers in Laser Surgery in India and Founder and Director, Alliance Medicorp Ltd. and Alliance Dental Ltd., largest chain of Dental hospitals & largest chain of Dialysis Clinics in India.

Entrepreneurship Profile:

  •  Founder and Managing Director, Trivitron Group of Companies (the largest medical technology company of Indian origin)
  •  Co-Founder and Vice Chairman, Metropolis Healthcare (one of the largest Diagnostic laboratory chains in Asia)
  •  Founder and Chairman, Medfort Hospitals (a network of Eye care Hospitals)
  •  Founder and Director, Alliance Medicorp (Chain of Dialysis and Dental Care)


Dr. Gabriele Sabato, Co-Founder and CEO, Wiserfunding, Ltd.

Gabriele is an experienced risk manager, currently leading a London-based fintech, Wiserfunding, specialized in assessing the credit risk of SMEs.

Deep knowledge of current Regulatory context (Basel III, G-Sifi, IFRS, SREP, SSM and EBA stress testing and PRA requirements) with extensive past experience in consumer and SME lending.
Combines significant knowledge of quantitative risk models and portfolio management techniques with proven track record in managing large cross-cultural teams across different geographies for a successful delivery of multiple large and highly complex projects in challenging cross-border regulatory environment and under ambitious deadlines.

Outstanding academic records and highly sophisticated research activity published in the most important academic journals have helped to build a strong profile and credibility with investors and regulators.
He received his M.S.c. and Ph.D. in Finance from University of Rome “La Sapienza” – Faculty of Economics.

Some of his publications include:

  • “Effects of the New Basel Capital Accord on the Bank Capital Requirement for SMEs”, co-authored with Edward I. Altman – Journal of Financial Services Research, October 2005.
  • “Modeling credit risk for SMEs. Evidence from the US market”, co-authored with Edward I. Altman – ABACUS, Vol.43, Issue 3, September 2007.
  • “Downturn Loss Given Default: how and when to add the required conservatism”, Credit Technology, SERASA, April 2008.
  • “Managing Credit Risk for Retail Low Default Portfolios”, Wagner N. (ed.), Credit Risk: Models, Derivatives and Management, Chapman & Hall / CRC, Financial Mathematics Series Vol. 6, May 2008.
  • “Credit Scoring Models”, Rama Cont (ed.), Encyclopedia of Quantitative Finance, Wiley and Sons, July 2010.
  • “The Value of Non-Financial Information in SME Risk Management”, co-authored with Edward I. Altman and Nicholas Wilson, Journal of Credit Risk, Vol. 6, Number 2, Summer 2010.
  • “Financial Crisis: Where Did Risk Management Fail?” International Review of Applied Financial Issues and Economics, 2009.
  • “Solving Sample Selection Bias in Credit Scoring”, Credit Technology, SERASA, Number 71, March 2010.
  • "Setting Acquisition Strategy for Retail Customers", Credit Technology, SERASA, Number 73, August 2010.
  • "Risk Management, Corporate Governance and Bank Performance in the Financial Crisis", Co-authored with Aaebi V. and Schmid M., Journal of Banking and Finance, Vol. 36, Number 12, December 2012.
  • "Measuring and Managing Credit and Other Risks" in Portfolio Theory and Management, Baker K. and Filbeck G. Editors, Oxford University Press, June 2013.
  • “Risk Management and Financial Disasters” in Investment Risk Management, Baker K. and Filbeck G. Editors, Oxford University Press, January 2015
  • “Assessing the credit worthiness of Italian SME and mini-bond issuers”, Co-authored with E. Altman and M. Esentato, Global Finance Journal, forthcoming.

Dr. Gareth Jones, Chairman & Director, Health care at home

Gareth Jones was educated at Manchester Grammar School and then at Edinburgh University where he studied Medicine. At Edinburgh he excelled in both sport and flying – as a member of the University Air Squadron. Graduating in 1977, Gareth completed his pre-registration ‘house jobs’ to register as a doctor before opting to join the Royal Air Force, not as a doctor, but as a pilot.

Following 3 years of successful training, Gareth joined his first operational Squadron in 1981 - No. IV (AC) Sqn flying Harriers in Germany. An illustrious career in the RAF followed, principally flying Harriers or undertaking staff posts in support of the Harrier Force. He was awarded a Queen’s Commendation for Valuable Service in the Air in 1990, then an OBE in 1998, and retired from the RAF as a Wing Commander.

In his final RAF years, Gareth completed a self-sponsored Warwick University MBA and graduated in 1998. Wishing to join a small entrepreneurial enterprise, Gareth joined Charles Walsh and a very small Healthcare at Home (HAH) in January 1998 as Business Development Manager. Since then, he has helped Healthcare at Home achieve significant growth and great success. He was appointed commercial director in 1999, led the company’s strategic development team for a time, and then headed up the PharmaServices Division; finally, he was International Director, developing business in Germany, Switzerland, Ireland and Australia. Gareth qualified as a Chartered Director with the Institute of Directors in 2006.

Gareth left HAH UK in early 2012 in order to set up, with Charles Walsh and the Burman family (owners of the Dabur Group), a new joint venture in India “Health Care at Home India Pvt Ltd”. He is currently Chairman of the company and spends much of his time in India helping to develop the business.

He is married to a full-time General Practitioner, has 2 adult sons, and lives in Rutland UK.


Dr. Garima Sawhney, Co-Founder, Pristyne care


Dr. Garima Sawhney, Co-Founder, Pristyn Care


Dr. Gayathri Vasudevan, CEO, LabourNet Services India Pvt. Ltd | @labournet

Gayathri, as co-founder and CEO, has built LabourNet into a respected social enterprise, by anchoring on values of growth, transparency social protection and inclusion. LabourNet has won numerous awards in the last few years for its model and contribution to society.

She has been extensively involved in policy issues & community mobilizations relating to Livelihoods, Social Security and the informal economy. Gayathri has a Doctorate in development studies with more than 20 years experience in both national and international organizations. She is been awarded with "Entrepreneur of the year - 2015" in Service Business - Training by Entrepreneur India Magazine.
Gayathri has held several advisory posts in the govt including,

  • Member Adhad(UIDA)
  • Member - BOCCW, Govt of Haryana

Presently she is
  • CII member, National skill committee & South Region skill committee
  • Member, Mentor council for construction
  • Chairwoman, Indian Woman Network(IWN) Southern Regional Council Karnataka
  • Member, Rashtriya Mahila Khosh(RMK), Ministry of Women and Child Development
  • Member, Recognition of Prior Learning Projects, DGET

Before joining LabourNet, she has held senior positions at International Labour for eight Organizations and other multilateral organisations for eight years. Prior to joining ILO, she consulted with UNDP,UNICEF, NORAD, Eork Bank etc.. She has more than 30 publications in the areas of labour and employment and gender issues to her credit.


Dr. Geetha Manjunath, Founder, CEO & CTO, NIRAMAI Health Analytix


Dr. Harish Ahuja, Senior VP, NSE