Alok Mittal

Alok is Co-founder and CEO of Indifi, India's leading full-stack platform for enabling debt financing for small businesses. 

Alok is also an active angel investor, co-founder of Indian Angel Network, and on the board of TiE (The Indus Entrepreneurs) Delhi. 

Prior to starting Indifi, Alok setup and ran Canaan Partners' venture investment business. Earlier, Alok co-founded JobsAhead.com, a leading web-based recruitment business in India.Alok earned a BE in computer science and engineering from the Indian Institute of Technology Delhi and a MS in computer science from UC Berkeley.

Ravi Shankar

Ravishankar has been a banker for 15+ years in leading positions and an Fintech entrepreneur for 10 years. Presently Ceo, Cofounder of Active.ai

Gaurav Kumar

Gaurav Kumar is the Promoter, Co-Founder of the Vivriti Group and CEO of CredAvenue Private Limited.

Vivriti Group was founded in 2017 and comprises a debt platform -CredAvenue, an NBFC and an AMC.

Conceptualised with a vision to deepen debt markets in India, CredAvenue’s online platform offers complete, end to end debt market solutions to all participants. It is India’s  largest tech enabled online debt platform with over 500 Lenders/Investors,  1000+ corporate borrowers and has facilitated debt volumes of over INR 55,000 Crores.

CredAvenue offers comprehensive debt discovery, execution, monitoring,  analytical, risk management solutions  and has specialised platforms for- Pool transactions, Bonds, Loans, Colending and Supply chain platform.  

Gaurav has over 15 years of experience in financial services and is an industry expert in debt capital markets, structured finance, financial inclusion, fintech and digital lending. Gaurav is also on advisory board of fintech and consumer tech companies.

Yogendra Kashyap

A technocrat with around 30+ years of experience in technology and in nurturing new businesses. Yogendra Kashyap has brought BFSI (Banking Financial Services in India) services to over 1 million touch points throughout India. He pioneered a number of Govt. of India’s technology enabled initiatives before venturing into the Digital Wallet and Money Remittance businesses.

A crusader for bringing about e-governance in government organizations, he has worked relentlessly towards devising new solutions and technologies in the ITES sector across the length and breadth of the country, thus impacting the last mile. He has vast experience in VLSI (very large-scale integration) circuits designing and implementation thereof and has identified the product hardware for RapiPay. He has been involved in implementation and deployment of various power supplies and circuits projects, which are primarily effective to decide upon devices used for mATM and mPOS.

Mr. Kashyap possesses great understanding of India’s demographics and distribution systems. As part of designing, collection and issuance of electoral roll and electoral identity cards, he could reach out to 80 million people of the country across various districts primarily in North and West regions. He has spearheaded many successful projects like usage of smart cards in Govt. transport impacting people in 70 Districts, managing and improving the public distribution system in 5 States, implementation of Coastal ID cards in 13 states from West Bengal to Gujarat for the Ministry of Home Affairs, Govt. of India. With such projects, he honed his skills and gained deeper understanding of Indian demographics and issues pertaining to the lowest strata of society. His experience has been the bedrock to make RapiPay a success and innovate new products to reach out to the last mile through RapiPay. He has been able to redefine the payment systems in India through “RapiPay Saathis”, a B2B assisted model to provide basic Banking services.

In addition, Mr. Kashyap has many feathers in his cap including the use of Artificial Intelligence in KYC based processes. In 1998 he established biometric authentication for the identity business in India under the UIDAI project. In 2003, he issued the first SCOSTA (Smart Card Operating System for Transport Application) based interoperable vehicle registration cards. In 2010, issued the first Aadhar authenticated Ration card and in 2006, introduced Mobile data terminals into transport buses. Also, he has designed the system integration of MDTs (mobile data terminals) for state transport, buses including web-based bus terminal and in-bus ticketing system for various state transports including Himachal Pradesh, Uttar Pradesh, and Madhya Pradesh.

Mr. Kashyap has grown RapiPay from 500 agents to a 50,000+ agents’ network with transaction volumes which began from Rs 20 crores per month to Rs 1300 crores per month within a year’s time. Under his leadership and technical knowhow, RapiPay is set to build the best in class B2B payment services model and the largest network of “RapiPay Saathis”

Ashneer Grover

Ashneer Grover is the Co-Founder and CEO of BharatPe. A seasoned professional with strong strategic vision and proven expertise across domains in both start-ups and top-tier organizations, Ashneer donned the entrepreneurial hat and co-founded BharatPe in the year 2018 with the vision to drive financial inclusion by building ground-breaking financial solutions for the Indian economy. He is currently building BharatPe as India’s leading fintech company.

BharatPe has not only made mobile payments acceptance free and ubiquitous with a first-of-its-kind zero MDR payment acceptance product, but also launched innovative products in lending and Swipe category.

Within 2.5 years of its operation, BharatPe has emerged as the driving force for the fintech industry in India, with a network of over 6 million merchants spread across 100 cities. BharatPe has become the #1 offline acquirer for UPI QR transactions in the country. The company has been processing 8 crore+ UPI transactions a month with an annualized TPV of over US$ 7 bn). It has disbursed loans of over Rs. 800 crores to small merchants and kirana store owners. Under his leadership, BharatPe has already surpassed its target of facilitating disbursals of Rs. 1000 crores of business loans in FY21, to its merchant partners. BharatPe emerged as the largest B2B fintech lender in India, during the times of the pandemic.

Under Ashneer’s leadership, the Government of India and Ministry of Electronics and Information Technology (MeiTY) recognized BharatPe’s efforts to help digitise India at the grassroot level and awarded BharatPe for Innovation in Digital Payment at its annual awards in August 2019. Ashneer won the ET Now Entrepreneur of the Year award in 2020. He has also won the Business World’s Young Entrepreneur Award. Recently, Ashneer won a place in the Business World Disrupt 40Under40 list of young achievers announced in January 2021.

A startup veteran and an accomplished leader, Ashneer has 15+ years of experience in operations, M&A, investments and business development. He is known as a result-oriented and decisive leader with proven success in new market identification and strategic positioning to establish successful multi-million-dollar start-ups.
In December 2019, Ashneer was invited to Yokohama, Japan, to be a part of the eminent and esteemed panellists who attended the Asia Pacific Initiative Forum, where business leaders from Asia exchanged notes on a common vision for growth and innovation for the next few decades.

Ashneer started his career with Kotak Investment Bank in 2006 after his MBA. His astute analytical skills and attention for detail helped him work his way through the ranks and become the Vice President for Kotak Investment Banking. During his stint at Kotak, Ashneer was instrumental in closing 10 deals that were worth over US$ 3 billion in transaction value. Post that, Ashneer also worked with American Express as Head- Corporate Development, with Grofers as Chief Financial Officer. He also led digital transformation and strategy as Head of Business at PCJ.

Yogi Sadana

Yogi Sadana is the Chief Executive Officer at CASHe, one of India’s leading FinTech enabled app-only lending platform to salaried millennials. As the company’s CEO, Yogi spearheads CASHe’s ambitious growth plans to become a market leader in digital lending business using transformative technologies in AI/ML to build its financial product offerings. Appointed as CEO in July 2020, he is responsible for leading a talented team of professionals to achieve the company’s vision to broad base credit to millions of young salaried professionals  who are otherwise kept out of the credit system based on archaic credit scoring systems and traditional financial institutions.

 Yogi is a CA and CPA with over 15 years of experience in finance, accounting,  strategy and business.  He has worked in leadership positions in large multinational organizations prior to joining CASHe.

Mrutyunjay Mahapatra

Mrutyunjay Mahapatra is a well-known figure in Indian Banking. He is currently a member of the Governing Council of RBI Innovation Hub and a member of the Board of Supervision at NABARD. He is also a distinguished visiting professor at Manipal University’s T. A.  Pai Management Institute. He advises and consults a number of Indian and global Banks, Corporates and fin-tech companies.

He started his professional career in SBI in 1982 and held senior and CXO level assignments in India, UK and USA. He has set up many new businesses like Leasing, Private Equity and Insurance for SBI.  He was the Deputy Managing director in SBI, leading global strategy, Marketing, New Businesses, digital, analytics and IT initiatives. As CIO of SBI, he established the innovation, data analytics, enterprise architecture verticals which was instrumental in creating many path breaking products like YONO, Loan Life Management System, SBI Chatbot etc.

From 2018 to 2020, he was the CEO of Syndicate Bank, and led the transformation and repositioning of one of the India’s oldest and largest banks. 

A writer in leading newspapers and a known public speaker, he is considered a thought leader in the Indian BFSI sector. He has won several awards and accolades and has served in various RBI and Government Committee besides being member of different corporate boards. He is an avid blogger and is active in the lecturing circuit. He produces videos on different transformative subjects mostly for his own You tube channel.

Manu Monga

Manu is an experienced digital business strategist, with over 20 years of experience in developing and driving business outcomes with strategic use of data, technology and marketing. Previous experience ranges from launching a consumer tech start-up as a founding member to driving digital business for large scale enterprises like ICICI Prudential Life Insurance and Idea Cellular.

Dipu KV

Mr K V Dipu is President & Head of Operations and Customer Service at Bajaj Allianz General Insurance Company. He has led numerous industry leadership projects as the head of operations, communities & customer service @ Asia's leading general insurance company.

Mr Dipu forefronts the digital transformation drive at Bajaj Allianz GIC, leveraging start-ups from fintech/insure tech globally, while leading a team of ~1600 people in 170 locations.  A management graduate from the Indian Institute of Management Lucknow (IIM Lucknow), he joined Bajaj Allianz GIC in 2016 after a stellar career of nearly 20 years with GE Capital.

During Mr Dipu’s distinguished career spanning over 24 years, his forte has been combining digital transformation with deep domain expertise & six sigma rigor to redesign the business model for operational excellence and customer delight. Bajaj Allianz GIC features in IDC’s list of top 20 insurers for 2020 in the Asia Pacific, is ranked # 7 in the list of global top 100 digital insurers and has twice been awarded “Digital Insurer of the Year” across Asia.

Mr Dipu is a certified lean six sigma black belt and a member of the Harvard Business Review Advisory Council, an opt-in research group of business professionals.  Many of his accomplishments have received industry awards & press coverage.  A speaker on transformation & innovation at various domestic & global industry forums, he is also an IvyExec mentor & a member of the Customer Advisory Board of UiPath.

He has been recognized by various industry forums for his inspirational leadership - BFSI Innovative Technology Awards 2018, BFSI Game Changer Award 2019, BFSI 100 Innovation Leadership Award 2019, Best Experience Leader B2C at the Global CX Summit 2019, BFSI Leadership Award 2020, and 50 Fabulous Innovative Leaders Award 2020 et al.

Mr KV Dipu is the #1 TripAdvisor reviewer with over 790,000 readers. He writes monthly columns in a New York based website on leadership & a Mumbai based newspaper on the digital world.

Misha Pratap

Misha is a partner in Bain & Company's Mumbai office. He is a member of the firm’s Financial Services and Digital practices.

Misha has more than 12 years of experience across consulting and financial institutions. He has advised clients across Banking, NBFCs, Insurance, and Broking firms.

He has deep expertise in creating value in financial Services through digital/digitization, ecosystems, and customer experience. He has led design, creation and launch of a leading Indian digital bank, a wealth management ecosystem to mention a few. Additionally, his experience includes a broad range of topics, including, portfolio strategy refresh, operating model, commercial due diligence, merger management, growth strategy and customer experience.

Prior to joining Bain, Misha worked with a global consulting firm as well as stints in the Banking industry at HSBC and IDFC FIRST Bank. He has earned an MBA from the Indian Institute of Management, Lucknow.

Nalin Bansal

Nalin is a Product & Business Strategy Professional with a rich experience of 20+ years on global assignments covering Technology, Telecom & Payments domain.

He has spearheaded the launch of many initiatives in the telecom and payments business and incubated new age payment solutions with organizations like Airtel, MasterCard and NPCI. He has also been an advisor to multiple start-ups for their go-to-market strategy.

He started his career with Bharti Airtel in 2001 and was a part of the India’s telecom revolution. He had been responsible for spearheading some key projects for Airtel which included Strategic outsourcing, Telecom roll outs, Tower cost optimization and GIS based Market planning. Later as part of the principal team at Bharti group he evaluated and executed projects in new areas like DTH, Mobile wallets and International acquisitions. At MasterCard he led the product launch for and their Bill Payments platform in India.

Presently he is serving as Chief of Corporate Business and Key Initiatives at National Payments Corporation of India (NPCI). Under his leadership, NPCI was able to swiftly launch the prestigious Bharat Bill Payment System (BBPS) platform for Reserve Bank of India (RBI), National Common Mobility Card (NCMC) for Transit operators and Smart Cities and rolled out solutions in the area of Contactless Payments, Secure Online Commerce and Tokenization.

At NPCI, he has been contributed extensively in building the ecosystem of payments enabling Governments, Corporates, Merchants, MSMEs and driving consumption for consumers in all segments. In his current role he is tasked to set up partnerships to drive new use cases for Fintech, Startups & Merchants not just in payments but also in areas of loyalty, analytics and identification.

Nalin is a Communications engineer from University of Pune and holds a Master’s degree in Diploma (Strategy) in Business Management from FORE, Delhi.

Smriti Tomar

Smriti is CEO and Founder of Stack Finance, where she is building an extraordinary product that will revolutionize personal finance in India. Stack is India’s first smart app made exclusively for young earners to help them to stop wasting money and start making better financial decisions. Stack is a data-driven money management platform that automates savings, investments and financial planning while targeting lifestyle and customer-centric offerings keeping in mind the needs of young professionals.

Smriti is an avid public speaker and has given numerous key note speeches at some of the most prestigious institutions and organizations across India like Economic Times, Amity University, Indian Institute of Technology Allahabad, BIT Mesra etc., which are mostly aimed at creating financial awareness and knowledge on fintech and emerging technologies.

She has been recognized by YourStory as top 5 young women entrepreneurs and also selected under $2Mn pledge by Tinder as top 10 women led startups, and recently got profiled by Fintech Finance (UK’s leading publication) alongside Anne Boden founder of Starling Bank- link

At Stack Finance, Smriti is envisioning a personal finance experience that’s never been seen before. She is a B.tech graduate from National Institute of Technology Bhopal and has had experience in data analytics field while working for Citibank Banamex, one of the largest commercial banks in Latin America to build risk strategies. She is also a blockchain developer and expert certified by IBM and The Hong Kong University. She holds proclivity for project development and management at large. She has also authored a patent on a system for secure exchange of traded securities and method thereof. She has been an avid investor since her teenage. She believes in value investing, and is a follower of John Bogle principles. Prior to this venture, she has worked as a data analyst at EXL services, focused in overseas finance and banking industry, particularly Citibank, Latin America.

Before joining EXL, she had worked at a SaaS based B2B company, Appointy Software Inc. that provides a booking platform for all professionals spread across 110 countries. She worked as a business development associate, her projects involved analyzing and designing marketing campaign (inbound) to get insights for better lead qualification, creating landing pages and CRM system, designing models for user research and feedback.

She is devoted to and excel in three areas—each area strengthening the others: marketing and product management; creating a financial investment venture that better serves customers profitably; women’s business success.

She has also gained huge media recognition, not only in India but also in China, Japan, Hong Kong and
other parts of Asia.

Sebastian Busche

Henna Jain Tatia

Jaideep Mehta

Jaideep joined the company in October 2017 to set the company on a new, accelerated growth path. He is an advisor to CEOs and business leaders of investment and tech ecosystem. From macro-economic trends to technology disruptions, and market and industry analysis, he has blogged, written and presented on a wide range of topics.
 
Prior to his current role, he was Managing Director - IDC India and South Asia. Under his leadership, IDC India was conferred the CIO Choice Award for “IT Advisor of the Year” three years consecutively in 2014, 2015 & 2016. Jaideep has been awarded the “Patrick J McGovern IDC Entrepreneur of the Year 2015” for consistent excellence in leading the South Asia team to success and “Leadership Award for Contribution to Market Research” by the World Marketing Congress in 2014.
 
Before IDC, he was based in London, UK and worked at Gartner for over 5 years where he was Regional VP, Sales & Business Development – EMEA and prior to that, he spent more than 2 and a half years in the Indian outsourcing sector, most notably at Zensar Technologies where he spearheaded the set up to their Financial Services practice in Europe. During the late nineties, he was in the software sector.
 
Jaideep is a graduate from the Shriram College of Commerce, Delhi University and holds an MBA degree from the Manchester Business School, UK. He enjoys reading, the occasional game of tennis and driving to remote parts of India

Avinash Godkhindi

Avinash Godkhindi is an International FinTech &Payments Leader with over a decade and half years of experience in 12 countries across 5 continents. Avinash has worked in leadership roles in Digital Payments, FinTech and Cash Management businesses in Product, Sales, Marketing, Strategy, Technology and Operations roles with banks like Citibank, Barclays & ING Bank and FinTech companies like Zaggle, Misys & NIIT Technologies.

Avinash  has been the CEO of Zaggle for the past 8 years and focusses on  Business Development. Growth and new opportunities, Banking and Network partnerships, Go to Market Strategy and Operations. Prior to Zaggle, Avinash launched and ran the Citibank PremierMiles credit card in India as the Product Head for PremierMiles.  

Avinash has done his Electrical & Electronics Engineering from Bangalore University and MBA from University of Chicago Booth School of Business.

Avinash’s interests include a variety of sports, reading, music, current affairs, travelling, running and spending time with family & friends!