Anand has been at Creador since its founding in 2011. Prior to that he was a partner at Veda, a boutique investment bank where he was responsible for mergers and acquisitions, sponsor coverage of private equity firms and raising structured debt for a number of mid- market corporates. Anand also spent 12 years doing investment banking at IL&FS. In the earlier part of his career,he held various operational roles at Zuari Agrochemicals and at Eicher Motors. He holds an MBA from IIM, Bangalore, and graduated with honours in Mechanical Engineering from the National Institute of Technology, Jaipur.

Anuj Bugga is a managing director in the Global Risk and Investigations practice of FTI Consulting and he is based in Mumbai. He has extensive experience in counterparty due diligence, vendor risk management, fraud investigations, employee screening and providing strategic risk mitigation solutions on a broad spectrum of issues and events.

Prior to joining FTI Consulting, Mr. Bugga was vice president in Morgan Stanley for seven years as the head of Corporate Security & Investigations, West Asia and Regional Security Audit Director, Asia Pacific. Prior to joining the corporate sector, he spent 16 years in the Indian Army as a combat engineer. As an engineer planning officer and field company commander, he was in-charge of planning and implementing engineering works involving multi-million dollar budgets. During his service in the Indian Army, he conducted complex investigations relating to counterfeiting fraud and the pilferage of military supplies and equipment. Mr. Bugga also served as a field intelligence officer. 

Mr. Bugga is a Bachelor of Technology (Civil) and Bachelor of Science from Jawaharlal Nehru University in New Delhi, India

@anujbugga

Mr. Anup Kumar Agarwal, Senior Investment Officer in IFC, leads investments (both equity and debt) in the financial sector in South Asia. During the last six years in IFC, he has led investments across the financial services space in India, including bank, NBFCs, microfinance, housing finance, broking, PE/VC fund, etc. Prior to joining IFC, Anup worked as Group Head - Credit and Deputy General Manager in ICICI Bank (one of India's largest private sector banks) and as Assistant General Manager with ICRA Limited (a leading credit rating agency of India and an associate of Moody's Investors Service). Anup is a Chartered Accountant (Rank Holder), additionally qualified as a CFA, ICWA, and CS with over 17 years of experience in equity investing, lending, portfolio management, credit rating, and consulting. 

Asanka has been in the private equity and venture capital industry since 1994 and has been directly involved in more than 20 private equity and venture capital investments in the United Kingdom, South and Eastern Africa and South Asia. During his career he has led investments in the Industrials, Business Service, Financial Services and Real Estate sectors. He joined Actis in 2000 and has been involved in a number of Actis’ investments including Endurance Technologies, Asiri Hospitals, Anthelio Healthcare, Ceylon Oxygen, South Asia Gateway Terminals, Flamingo Holdings, BCR Bank and The Junction. Prior to joining Actis, Asanka worked at Ernst and Young and CBC Crosby Capital Partners.

He currently leads the Financial Services and Industrials sector for Actis for the South Asian region. He holds a Masters in Business Administration from the Sir John Cass Business School, London, and is a Chartered Financial Analyst.

Ashish currently works as the MD and CEO of BSE, the first stock exchange of Asia. BSE is ranked as the largest exchange in the world in terms of number of stocks listed.

In 2015, Ashish received the Indian Business Leader of the Year Award by PwC and the RH Patil Award for Excellence in Financial Services.  He has been given the Distinguished Alumnus Award for the year 2014 by his alma mater, Indian Institute of Technology, Bombay. In 2014, he also received the best CEO in the Financial Markets in the Asia Pacific by the Asian Banker.  He was ranked amongst the 60 most influential Gujaratis in the world for last 2 consecutive years by Chitralekha, the largest selling Gujarati magazine. He was also ranked amongst the top 50 Chief Information Officer (CIO) by several magazines and institutions between 2005 and 2009 including CIO Magazine US, Information Week, US etc.

Ashish is best known as the father of modern financial derivatives in India. He was part of a small team of 5 people selected from IDBI to set up National Stock Exchange (NSE).  At NSE, he set up the first commercial satellite network, initial technology platform, Nifty index, NSE’s certification in financial markets (NCFM), listing, derivatives markets etc. At BSE, he has been responsible to bring the fastest trading system in India with 200 microseconds response time. In addition, he has also been responsible for revamping BSE, bringing equity, currency and interest rate derivatives to BSE, introducing mobile trading system in India and several other achievements.

Ashish is considered as one of the foremost experts in financial market policies, microstructure, Information technology, organized retail, telecommunications, Indian social issues, cricket etc.  He also worked as the CEO of a cricket team in its formative years - Mumbai Indians in addition to his role as the President and CIO of Reliance group.

He served on the Board of Governors of IIIT D&M, Jabalpur for a period of 3 years. He serves as the Chairman of the Advisory Committee on Technology of FMC, member of several SEBI committees (including Primary Market Advisory Committee and Secondary Market Advisory Committee), Technical Advisory Committee (TAC) on Money, Foreign Exchange and Government Securities Markets of RBI and has served on various other government and regulatory committees; CBDT and FMC, among others in the past. He is also a member of the UK-India Financial Partnership constituted by the Ministry of Finance, Government of India and serves on the Membership Review Committee of the World Federation of Exchanges.  He is a member of the National Executive Committee and the Capital Markets Committee of FICCI as well as FICCI’s Inclusive Governance Council, National Committee on Capital Markets and National Council on Financial Sector Development of CII. He also serves on the managing committee of Indian Merchants Chamber. He is on the International Leadership Council of Ryerson Futures, an accelerator program that selects and assembles top technology based startups globally. He is also a distinguished visiting professor at the Ryerson University in Toronto, Canada.

He and his writings have been quoted in various magazines, newspapers and other media - worldwide over last 2 decades.

Bala joined New Enterprise Associates India Pvt. Ltd. (NEA India) in 2008 as Senior Managing Director based out of its Mumbai office. Since that time NEA India’s assets under management have grown from ~$100mn to over ~$350mn. Under Bala’s leadership NEA has invested in several companies like Air Works, FSS, InTarvo, Intellisys, Naaptol, Nova, Trishe and Vishwa. Her private equity experience has seen the full cycle from nurturing young companies to executing multiple exits including IPO’s, buy-backs, strategic sales, and capital market divestments. She is also an Independent Director Board Member of Future Retail and Info Edge who are listed on National Stock Exchange and Leaders in their sectors.

Prior to joining NEA, Bala was with ICICI Venture (a leading Indian venture capital private equity investor), where she used her operational experience to identify opportunities for investment and played a strategic role in shaping the future of the investee companies. Whilst at ICICI Venture, she was a Director on the boards of several companies including Aaj Tak, Shoppers Stop, Nagarjuna Construction, Air Deccan, TechProcess Solutions etc. Prior to ICICI Venture, Bala worked across functions like sales, distribution and brand management with leading multinational companies such as Bestfoods, Cadburys, and ICI.

Bala is passionate about social development and inclusion. To this end, she is on the Advisor Board of few transformational enterprises like TRRAIN and iVolunteer.

Bharat joined Jacob Ballas in 2006.  Jacob Ballas serves as the Advisor to three India focused private equity funds - New York Life International India Fund ("Fund I"), New York Life Investment Management India Fund ("Fund II") and NYLIM Jacob Ballas India Fund III ("Fund III").  Bharat leads investment teams in investing, monitoring and exits, and is also involved in Fundraising.  He serves on the Boards of several portfolio companies. He has an experience of 24 years, of which 19 years has been in financial services. Prior to Jacob Ballas, he spent 10 years with Citigroup and UBS in Corporate and Investment Banking based in New York and Mumbai. He started his career with Atlantic Richfield Corporation in Los Angeles. He has a Bachelor of Science in Mechanical Engineering from California State University, Fullerton and an MBA from the Marshall School of Business at the University of Southern California.

Deepak Sharma heads Kotak Mahindra Bank’s digital initiatives where he drives digital transformation, business model innovation & future ready initiatives of the bank. He is responsible for efficiency, productivity, customer experience & growth of business through digital intervention across digital channels, lending, payments, investments, insurance, trade & forex, across Consumer, SME & Institutional banking segments. Deepak also leads the Innovation Lab, Design Studio, Fintech
partnerships and Start-up ecosystem participation for the bank.

Under his leadership, Kotak launched several innovative and global first products like 811, Jifi, Hashtag banking, Bharat Banking, M-Store & Kaypay, apart from new initiatives like API Banking, BYOD Biometric Banking & Robotic Process Automation. Deepak believes in constant innovation and focuses on building business models which are customer centric, value accretive and disruptive. Deepak has worked across various international markets and brings global perspective to his business. Prior to this, he was responsible for setting up the Bank’s highly successful Non Resident Indian (NRI) & International Remittance business. Deepak also played a key role in launching the Bank’s affluent banking programme - Privy League.

With over 24 years of experience, Deepak’s professional tenure spans across the banking, telecom and service verticals. Prior to joining Kotak, he was part of the leadership team of Consumer Banking at Standard Chartered bank from 2003 to 2008. As National Head for Corporate Business, he was responsible for building the corporate payroll and Wealth Management business. Deepak has completed an advanced programme in Strategy from IIM Calcutta & Lead Certified in Corporate Innovation from Stanford GSB. He is a member of the FICCI National Committee on Fintech 2017-18, Internet & Mobile Association of India (IAMAI) apart from participating at various trade & Government initiatives on Digital India Roadmap. He is also associated with the NASSCOM Startup 10K program and mentors fintech & start-up ecosystems on an ongoing basis.

Kshama Fernandes is the Managing Director and CEO of IFMR Capital, a leading non-banking finance corporation in India that has successfully used the structured finance approach for promoting financial inclusion. Kshama has extensive prior experience across financial advisory, consulting, and academia. She has been a member of various High Powered Committees setup by the Government of India and has worked on consulting assignments for the World Bank, the Chicago Mercantile Exchange, Ministry of Finance, Government of India, and NSEIT. She was a core committee member of the Percy Mistry Committee on making Mumbai an International Financial Centre and also developed the SEBI mandated certification programme for derivatives for the National Stock Exchange (NSE) and NCDEX.

Kshama has been featured by FMO as a role model in banking. She is also a recipient of Accion’s Edward W. Claugus award for leadership in financial inclusion.

@Kshamafernandes

Gautam has extensive experience in pension system design, reform and implementation and has advised the Indian government, PFRDA, the Government of Nepal, Asian Development Bank and The World Bank in this area. He co-authored the Project OASIS report that provided the basis for the NPS and India’s pension reform more generally. As founder of IIEF (1990), he also has extensive experience in institutional capacity building, financial literacy and policy advocacy in the areas of financial sector and postal reforms.

Gaurav has over 9 years of experience in consumer and business unsecured credit across the US, UK and Indian markets. Before Indialends he held various senior positions in marketing, business development and credit risk at Capital One. He has an MBA from the London Business School, MSc. From the London School of Economics and BA (Hons) in Mathematics from St. Stephens, New Delhi.

From his early days as the head of operations at Gokaldas Exports, Gaurav brings to his start up team at Capital Float a deep understanding of operations and a tremendous drive to win in a fast paced and competitive business environment.

His previous role at Gokaldas, running operations at India’s largest apparel manufacturer employing 40,000 people with $250 million in revenues has transformed Gaurav into an astute business leader, driven by quick and calculated decision making, and a clear vision. At Capital Float, he understands what it takes to build the right team, and while he may run a tight ship, he remains nonchalant about getting the job done, and staying ahead of the game.

Gaurav did his MBA from Stanford University after graduating in Commerce from Christ University. From a business family, and an early stage entrepreneur himself, Gaurav is extremely passionate about the small and medium business community in India and believes that one day Capital Float will create a capital revolution in India.

G S Sundararajan is currently the Group Director, Shriram Group. He joined Shriram Group as the Managing Director of Shriram Capital Ltd, the Holding Company of Shriram Group's financial services and Insurance businesses across India and overseas. Sundararajan's experience in the Asian market and his understanding of the major countries and the business opportunities therein have together made Sanlam Emerging Markets induct him into their Board in South Africa.

In his capacity as Group Director, Mr. Sundararajan is director on the Board of these subsidiaries and provides oversight in critical areas of strategic growth opportunities for each of these companies. Specifically Mr. Sundararajan is responsible for the Retail and MSME business housed in Shriram City Union Finance and the life and non-life insurance businesses housed in the two Insurance ventures in collaboration with Sanlam, South Africa. He is the designated owner for leading the banking initiative for the group which is one of the key value-enhancing forays into the near future for this financial conglomerate.

Prior to this, Mr. Sundararajan was the CEO & Managing Director of Fullerton India Credit Company Ltd. , a registered Non Banking Finance Company catering to the financial services needs of the retail and commercial mass markets. He was also the Managing Director of Fullerton Enterprises Private Limited., a KPO, which had formed a strategic alliance with the Centurion Bank of Punjab to jointly drive the SME business.

Mr. Sundararajan was nominated to the Boards of two Financial Services investments of Temasek in China, one in Nanjing for the SME Business and the other in Chengdu in their Village Bank franchise. He was an integral part of Temasek's vision for India in the Banking and Financial Services space that went on to become the fastest growing and largest networked Finance Company in the country.

Earlier to this, he was the Managing Director and Head of Citibank’s SME and Asset Based Finance business in India. He had an exceptional stint at Citibank where he built the SME and ABF business of the bank across the country.

He started his career in Sales with Eicher Mitsubishi and went on to head the captive finance arm of this company in India.

Mr. Sundararajan holds a Bachelor of Engineering degree from Coimbatore and a Post Graduate Diploma in Management from the Indian Institute of Management (IIM), Ahmedabad.

Harshvardhan drives the primary aspect of business - designing innovative credit solutions and delivering them in the most simple and efficient manner to SMB’s.

He started his career with large private sector and multinational banks in their small loan divisions. Early in his career he was intrigued by passion of small business owners who inspite of being credit worthy were not served by existing lenders. Credit decisions in banks take months. His vision is to implement Big data credit scoring with analytics and artificial intelligence.

He is a Chartered Accountant and pursued his Post Graduation from ISB (Indian School of Business, Hyderabad). In his free time, he loves walking and exploring the world with his wife.

Madhusudhan Menon, Executive Chairman of MHFC, 61, has over 30 years of banking (and now housing finance) experience. After completing his CA, he initially was with the Reserve Bank of India where he worked for 2 years. He then worked with American Express Bank for over 20 years - across most areas and departments - with his last role being the India Head - Commercial Banking and Capital Markets. He left the Bank in 2002 and spent a few years as an advisor to various Indian business groups as a capital markets and investment specialist, before co-founding MHFC in 2008 to help support lower income financially excluded families own a home and in general, support the eco-system of new housing and financial inclusion.

Madhu leads transactions in the financial services and manufacturing sector at Tata Capital Growth Fund. Since joining Tata Capital in 2008, he has led and closed several transactions in the financial services and the manufacturing sector with a total deployment of over USD 100mn. Prior to joining Tata Capital Growth Fund, he was with Aureos - an SME focused private equity fund and was part of the investment banking practice at Ernst and Young prior to Auroes. Madhu holds a Ph.D from IIM Bangalore and is a Chartered Accountant and holds a CFA as well.

M.K. Sinha (“MK”) is an investment professional with over 24 years of experience. He is currently the Managing Partner & CEO, IDFC Alternatives Limited, one of the largest multi-asset class fund managers in India with ~USD 3.4 billion under management. Earlier, he was the President & CEO of IDFC Project Equity (2007-2012), and was responsible for setting up and managing the Infrastructure asset class.

MK joined IDFC Limited in 2005 as an Executive Director and was responsible for Project Finance & Business Development. Prior to joining IDFC, he worked with the General Electric Company in the Structured Finance Group for over 10 years in various locations - Stamford (USA), London, Hong Kong and Singapore. Before that, he worked with Bank of America and SBI Capital Markets in the Corporate Finance and Investment Banking areas respectively.

MK holds a Masters in Business Administration from the Indian Institute of Management, Ahmedabad, and a B.Tech (Hons.) in Mechanical Engineering from the Indian Institute of Technology, Kharagpur.

Shri Mukesh Gandhi is one of the  promoters and Director Finance of MAS Financial Services Limited,  Ahmedabad, an NBFC engaged in retail lending business predominantly in the states of Gujarat, Rajasthan and Maharashtra.He has done his Masters in commerce and has been actively involved in strategic decisions of the companysince last 24 years.

He is Chairman of Gujarat Finance Company Association & Committee member of Finance Industry Development Council (FIDC).He was a professor at Nav Gujarat College and was visiting faculty member of ICFAI business school.

Nagaraj V Mylandla is the founder and Managing Director of FSS - Financial Software & Systems, a global payments technology and transactions processing leader headquartered in Chennai, India.

Nagaraj is an MBA in International Marketing and Finance from University of Nebraska, Omaha. He has worked briefly for First Data Corporation and ACI, both electronic payment pioneers, based in Omaha.

In 1991 equipped with banking expertise that he gathered in India, education at UNO and a vision to bring payments technology to India, he created FSS-Financial Software & Systems, envisaging a phenomenal growth in the payments industry in India. The Indian subcontinent with a population of over 1 billion was a virgin market as far as electronic payments was concerned with virtually no ATMs or any other Retail delivery channels.

The opportunity to transact with a billion plus populace was the basis of the FSS story. Nagaraj moved to India and got involved in building ground level understanding of payments among Indian banks and strategically built the company into a thought leader in the payments industry. The company today is respected as a technology first in the region with unique installations and a portfolio of achievements in the Payments industry.

After more than two decades, FSS covers the entire payments ecosystem with a wide spectrum of products, solutions and services, on hosted and outsourced model. FSS is amongst the best of breed global payment systems companies with revenues over USD 104 million in FY 2014.

Nagaraj has pioneered online cards and payment networks in India through retail delivery channels like ATM, PoS, and Internet & Mobile. Under his visionary leadership, FSS has conceptualised and implemented Aadhaar Enabled Payments System  (AEPS),  a  robust  and  scalable  technology  platform  for  leading  banks  in  India  to  drive  financial  inclusion initiatives of the Government in the rural and the unbanked market. These technology solutions for Inclusive banking are interoperable, channel agnostic and easy to deploy. Some of the FSS innovations include Bank-On- Wheels, Tablet Banking and Pun Grain, a solution facilitating Government Grain Procurement Systems for the Indian states of Punjab and Haryana.

Nagaraj Mylandla today steers the overall organization with specific focus on development of international business within FSS.

Niren is a Managing Director at Norwest (NVP) India and has been leading NVP India for over 10 years. Niren brings more than 20 years of Investing, entrepreneurial, financial and operating experience from leading global financial institutions to consumer and technology companies.

Niren focuses on both Private equity and late stage Venture investments with special interest in sectors such as Financial Services, Internet, Consumer and Technology. Niren has overseen more than 30 investments at NVP India and has directly facilitated 14 such investments. Investments include Cholamandalam Finance, Pepperfry, IndusInd Bank, ING Vysya, Jain Irrigation, RBL Bank, Quikr.com, Swiggy.com, RevX, Shriram City Union, Yes Bank, Five Star and Kotak Bank. Niren also has a strong exit record having overseen more than 15 exits, of which he has directly facilitated significant exits for 9 of his companies

Prior to joining NVP India, Niren was the Senior Director of Strategy and Ventures at eBay Inc. (Nasdaq: EBAY) in California, where he helped drive the worldwide strategy across eBay’s Global Marketplaces. Prior to eBay, Niren was part of the original team at Baazee.com, Inc., the leading Indian eCommerce player in the mid-2000s (which was eventually acquired by eBay). Prior to his entrepreneurial journey, Niren was an investment banker with KPMG focusing on the Financial Services and Technology spaces and before that, a Registered Equity Dealer on the Bombay Stock Exchange.

Niren is a rank holder Chartered Accountant and a Gold medallist Masters in Commerce from University of Mumbai.

Piyush Khaitan (PK), Managing Director, NeoGrowth Credit Pvt. Ltd., is a seasoned operating executive who has successfully founded a number of businesses and operated them to high levels of success. NeoGrowth (www.neogrowth.in) is a FinTech business that gives loans to brick & click merchants. NeoGrowth has pioneered a unique model in India which enables a flexible automated repayment mechanism for these merchants. NeoGrowth has enabled improvement in credit history, financial inclusion and business growth (resulting in job creation) for many of its customers.

Before that, PK was the Managing Director of Venture Infotek. That company was a pioneer and leader in the Indian e-payments industry processing merchant transactions for acquiring banks as well as credit card issuers and large loyalty programs. PK divested the company to a large European IT Services Company in 2010. By then, Venture Infotek was the market leader in e-payments processing with a 40% share of all India card volumes. PK had also established DEI, India's largest secure card personalization bureau which merged into Venture Infotek in 2007.

He has worked closely with the Card Networks, RBI and IBA in framing policies and giving direction to the card payments industry in India. He was also the Founder Chairman of the 'ePayments Focus Group' of the Smart Card Forum of India (SCAFI) from 2000 thru 2005. SCAFI worked with RBI in formulating the 'Smart Rupee' (SMARS) standards and later with the Ministry of Surface Transport in formulating SCOSTA which are now generic standards for smart card based Financial and eGovernment programs in India.

Educational Qualifications: Bachelors degree with honors from Mumbai University, Small & Medium Enterprises Program (SMEP) from IIM, Ahmedabad.

Social Responsibility: Continuing the family tradition of social commitment, PK set up the Kusum Kumar Khaitan Centre in Bangalore which makes a substantial difference to the lives of over 1,500 persons with visual disability each year. Programs include computer education for the blind, a talking book library, living skills, counselling centre etc. A new vocational training centre and workshop for the blind at another location in Bangalore is also nearing completion.

Prashant has over 21 years of experience in Global Markets. Prior to ICICI Venture, his most recent job was with Nomura India and Lehman Brothers India as the Managing Director & Head - Global Finance for India in the Investment Banking Division. Prior to that he spent over 5 years with ICICI Bank where his last role was Senior General Manager and Head - Global Principal Investment & Trading Group. He has also worked with Citibank (1988 - 1993) as Chief Dealer (Fixed Income), Peregrine (1993 - 97) and BNP (1998 - 99) as Head of Equities. He has also been the CEO of Investment Research & Information Services (IRIS) from 1999 to 2002. He has a deep and varied experience in Indian capital markets, across equity and debt instruments.
 
Prashant has a Bachelor’s degree in Engineering from Indian Institute of Technology, Kanpur and an MBA and rank holder from the Indian Institute of Management, Ahmadabad.

Promeet Ghosh joined Temasek in 2012 and is currently Managing Director, India, at Temasek Holdings Advisors India Pvt. Ltd.

Prior to Temasek, Promeet spent 20 years as an investment banker. He was involved as a partner in setting up an entrepreneurial venture to provide M&A and advisory services to mid-sized corporates in India. Promeet was also a Managing Director at DSP Merrill Lynch Limited, the Investment Banking arm of Bank of America in India. During his 18-year stint with DSP Merrill Lynch, he held several senior positions including Head, General Industries Group and Head, Corporate Finance Group. Since 2008, he has also been responsible for senior relationships with large conglomerates.

Promeet holds an MBA from the Indian Institute of Management Calcutta and a Bachelor of Engineering from Regional Engineering College Trichy, India.

Rajeev Ahuja, Head of Strategy, Retail Banking, Financial Inclusion & Transaction Banking at RBL Bank, brings over 25 years of experience in the financial services industry. He has been an integral part of the company’s transformation journey and is responsible for building the overall strategy of the Bank while overlooking the Retail Banking, Transaction Banking and Financial Inclusion businesses of the Bank. He is also responsible for the company’s capital raising, development of new businesses, partnerships and investor relations functions.

In the course of his tenure in the banking industry, he has held key positions in investment banking and financial markets in India, Singapore and Hong Kong.

Prior to joining RBL Bank, Rajeev was Managing Director-Investor Sales Business (South Asia) with Citigroup, India. At Citibank, he worked with India-centric institutional investors, both domestic and foreign, on derivatives, structured products, loans and bonds. During this time, Rajeev established Citi's Fixed Income Capital Markets business with a broad product platform across INR and G3 bonds/loans, structured debt and mezzanine capital.

Rajeev has also had a 7 year stint as a Director in the capital markets and investment banking divisions of Bankers Trust/Deutsche Bank in Singapore and Hong Kong. Additionally, he has held an advisory role with a venture capital fund focused on early-stage India-centric IT opportunities.

Rajeev holds a Masters in Business Administration from IIM, Ahmedabad and a Bachelor's degree in Commerce from the University of Delhi. He attended St. Xavier’s School in New Delhi.

Mr. Rajiv Sabharwal is the Executive Director on the board of ICICI Bank. He is responsible for Retail Banking, Business Banking, Rural Banking & Financial Inclusion Business. He is also a director on the board of ICICI Prudential Life Insurance Company Limited and the Non-executive Chairman of ICICI Home Finance Company Limited.

Mr. Sabharwal has done his Mechanical Engineering from Indian Institute of Technology Delhi and MBA from Indian Institute of Management Lucknow.

He has over 22 years of experience in the Banking/Financial Services industry. He joined ICICI Group in 1998 and has held leadership positions in credit policy, debt management, business analytics, mortgage finance, consumer loans, credit cards, rural and microfinance lending and financial inclusion. His contribution in the growth of mortgage and retail business is widely acknowledged in the industry circles and within ICICI Group. He also has considerable knowledge relating to the securities and portfolio management business segments as he has been on the investment advisory committee of ICICI Prudential Asset Management Company's Real Estate PMS since 2007.

Prior to joining ICICI Group Mr. Sabharwal has worked in the Consumer Durables Marketing, Commercial Finance and Retail Finance businesses at Godrej, SRF Finance and GE Capital respectively. In January 2009 he joined Sequoia Capital, a leading venture/growth capital company and worked as Operating Partner focusing on the financial services sector. There he led new investment decisions as well as represented Sequoia at the board in existing investments.

He then rejoined ICICI Bank Limited from April 2010.

Mr. Ramesh Iyer is the Managing Director of Mahindra & Mahindra Financial Services Limited (MMFSL) and is the President - Financial Services Sector and a member of the Group Executive Board of Mahindra & Mahindra Limited.

MMFSL has above Rs. 36,500 Crores Assets under Management (around 5.9 billion US$) with 1,124 branches spread across the country. MMFSL extensively works in Rural India extending credit for Farm Equipments, Commercial Vehicles, other automobiles including Small Business Loans for the past 2 decades.  MMFSL has cumulatively extended credit to 4 million customers. MMFSL has subsidiaries for Rural Housing, Insurance, Asset Management & International Operations.

Mr. Iyer is a Finance Professional with an experience of over 35 years. He completed his graduation in Commerce and is a M.B.A. He has attended various training programmes like Relationship Management Programme & Management by Result Programme conducted by Homi Mullah, break through programme for Senior Executives conducted by IMD, Switzerland.

Mr. Iyer is also a Director of 9 companies in the Mahindra Group including 2 international Companies. He serves as a member in various committees in the industry like CII (Confederation of Indian Industry), FICCI (Federation of Indian Chambers of Commerce and Industry), BCCI (Bombay Chamber of Commerce and Industry) and FIDC (Finance Industry Development Council) & Society of Indian Automobile Manufacturers (SIAM).

Mr. Iyer has been regularly participating as Keynote Speaker, Panel Discussion Member in various programmes conducted by CII, FICCI, BCCI, PMI, Welingkar Institute, Universal Business School, Bombay Management Association.

Ranjit is the CEO and Co-founder at CreditMantri. He has over 25 years of experience in banking and financial services, having spent more than 23 years at Citibank, in multiple countries around the globe. Prior to CreditMantri, he had oversight for the Collections function of Citibank’s international consumer lending businesses, and also managed the U.S. Cards Collections business. Ranjit oversees Credit, Key Relationships and Corporate Strategy at CreditMantri.  He has an MBA from the University of Wisconsin. In his spare time, Ranjit enjoys motorcycling, cycling, tennis and running.

Rishi Gupta is part of the founding team of FINO and is the Managing Director and Chief Executive Officer of FINO PayTech Limited. Rishi has more than 20 years of experience spanning across multiple industries like manufacturing, banking and international institutions. Prior to becoming the MD & CEO, Rishi was serving as the COO and CFO for FINO. He successfully managed to build the operational capabilities, Relationship management and Finance function at FINO.

Rishi's illustrious career began with Maruti Udyog Limited and then joined ICICI Bank where he had exposure to branch banking and corporate banking. Prior to joining FINO, he was working with the International Finance Corporation in New Delhi. He is also the founding member of Business Correspondent Federation of India (BCFI) and the Chairman of its Economic Affairs Committee.
In 2011, 2012 and 2013, Rishi has been awarded "CFO100 Roll of Honor" - an effort to recognize the top 100 senior finance professionals in India. Rishi was also awarded the IMA - “The Indian CFO award for excellence in finance in a startup ” in 2013.

Rishi is a certified Rank Holder Chartered Accountant and Cost & Works Accountant. He did his article training with PricewaterhouseCoopers (PwC). He is a Baccalaureate in Commerce from Shri Ram College of Commerce (SRCC) and had a rank in Delhi University.

Ritesh heads the Financial Services and Consumer Group, and is based out of New Delhi. He has over 20 years of experience in executing M&A, PE and structured financing transactions. He has extensive experience on transactions in consumer products, financial services and media. He worked with Credit Suisse prior to joining Avendus.

Ritesh holds an MBA from FMS, Delhi and a BE from the University of Delhi

Ms. Ratna Vishwanathan has served MFIN for the past one year as the designated Deputy CEO and Compliance Officer on behalf of the RBI after MFIN was assigned to be a SRO. She brings to MFIN a combination of government and development sector experience. Belonging to the 1987 batch of the Indian Audit and Accounts Service, Ms. Vishwanathan comes with extensive experience across a range of departments of the Government of India including Defense and Prasar Bharti. In the development sector she has served at very senior levels in well-known international NGOs such as Oxfam and VSO. Ms. Ratna Vishwanathan steered these entities through critical change management processes as they transitioned from international liaison offices to ‘full-fledged Indian entities’.

Sachin is a management graduate with sixteen years of prolific business experiences and deep understanding of consumer and retail businesses. He has driven P&Ls of large businesses and made significant contributions in various organizations from the start-up phase of the businesses to profitable scaling up.

Currently he is the Associate Vice President in Brand Capital, strategic investment arm of Times Group and focused on driving investments in Fintech and consumer services and is also leading Incubator Capital, the start-up initiative of Brand Capital.

Before Times Group, he had the opportunity of managing and driving businesses with Reliance Retail and The Friedman Group (US based world’s largest retail consulting and training organization) as India Business Head. Also lead team size of 90 people including all business functions.

He strongly believe in the data driven approach and analytics for understanding and driving consumer behavior to build businesses.

Sachin has keen interest in Business simulations for training purposes and is the founding and youngest member of IndSAGA (Indian Simulation & Gaming Association).

Mr. Sanjay Kukreja is a Managing Director at ChrysCapital and is part of the core team at ChrysCapital that helped the firm scale from a startup to India’s leading private equity firm with over $2.5 billion under management in fourteen years. He joined ChrysCapital in April 2000 and currently leads the firms Business services and Manufacturing verticals. He has been on the board of several companies such as KPIT Technologies, Liquid Hub, Shriram Transport Finance Company Ltd, Titagarh Wagons Limited etc. He has led several high profile investments of the firm such as HCL, Infosys and Cyient and has also worked extensively on managing exits for ChrysCapital, where ChrysCapital has been an industry leader. He holds an M.B.A. from the Indian Institute of Management, Bangalore and a Bachelor’s degree in Economics from Shriram College of Commerce, Delhi University and has also attended Executive Leadership Course for top management from Indian School of Business, Hyderabad.

Saurabh Bhat, an enterprising and high achieving veteran of the Indian financial services sector has joined Venus India Asset-Finance Private Limited as its CEO and a member of the board of directors.

Prior to joining Venus, he was the CEO and Director at Ambit Finvest Limited, an NBFC which was part of the Ambit Group and which focused on structured lending in mid-market and SME space. At Ambit, Saurabh was instrumental in growing the asset book through several structured transactions, launching the debt syndication business for Ambit as well widening the liability profile for the NBFC through banking and other capital market limits.

Prior to joining Ambit, Saurabh was the Senior President & Managing Director - Development and Sustainable Banking (DSB) at YES Bank and part of the Management Committee of YES Bank.

He has over 17 years of experience in various capacities in leading organizations like Calyon Bank, Citibank, Rabobank, and ICICI Limited.
Saurabh is also a Visiting Faculty at premier MBA Institutions including IIM Lucknow and XLRI Jamshedpur. Saurabh holds an MBA Degree in Finance from XLRI, Jamshedpur, a B.Tech (Chemical) from IIT Bombay and M.S from University of Wyoming, USA.

Venus Capital founder and CEO, Vik Mehrotra says, “We are excited to have an experienced and results oriented professional like Saurabh join the NBFC as its CEO who will help take the firm to the next level.”

Venus India Asset-Finance Private Limited is the investment vehicle through which the Venus India Structured Finance Fund invests in the Indian market

Venus has global reach with local knowledge. Venus has been investing in India, since 1994 and is one of the earliest FII’s. Over the years, Venus has invested over a $1B in India and is recognized for its low risk strategies.

Srikrishna joined India Value Fund Advisors (IVFA) in 2006. He is a Partner at IVFA and is involved in investments in varied industries, as well as in developing the firm’s businesses in the energy and financial services sectors.

A gold medal winning Bachelor of Mechanical Engineering from National Institute of Technology, Warangal, Srikrishna also holds a Post Graduate Diploma in Management from IIM, Ahmedabad. He was earlier part of the core team at Yes Bank, helping set up operations and the Bank’s IPO; in the planning & strategy team at ICICI Bank, where he completed the ICICI - ICICI Bank merger; and at Maruti Udyog and Kirloskar Oil Engines.

Dr. Sathyan David has joined as the Chief General Manager of Department of Non-Banking Supervision at Mumbai on December 23, 2014. In his professional career with the Reserve Bank of India spanning three decades, Dr. David was Regional Director of RBI, Jaipur and  specialized in Banking Supervision and has worked in several offices of the RBI viz. Mumbai, Bangalore, Bhopal & Chennai holding senior positions in various departments of RBI viz. Department of Banking Regulation, Department of Banking Supervision, Department of Co-operative Banking Regulation & Supervision , Banking and Issue Department.

Sunish Sharma is the Managing Partner of Kedaara Capital Advisors LLP, a private equity investment advisory firm focused on India that he co-founded. Kedaara partners with strong entrepreneurs and management teams to build enduring value in growth-oriented businesses, and supports them to achieve higher levels of performance. Kedaara also actively engages with family owned business to identify and create carve-out plays, with a focused approach to create a win-win situation for promoters and Kedaara. Kedaara offers solution oriented capital combined with deep strategic and operational expertise in focused sectors, leveraging consultative approach and global connectivity to deliver superior returns. The firm has a strategic tie-up with Clayton Dubilier and Rice.

Prior to co-founding Kedaara, Sunish served as a Managing Director at the global private equity firm, General Atlantic, where he was a senior member of the India investment team since the start of 2004 and the second employee hired in the Mumbai office. Over the course of almost eight years at GA, Sunish played a critical lead advisory role in the majority of GA’s investments, and in the latter part of his career with GA played a key role in building GA’s local Indian investment program into a $1 billion portfolio by late 2011. He has extensive private equity investment experience in business services and technology, healthcare, financial services and the energy and resources sectors.  

Prior to GA, he worked as a management consultant at McKinsey in India for over six years. He spent the majority of his time on strategic issues serving several Indian and MNC clients on multiple engagements and M&A transactions. He co-authored the first two NASSCOM-McKinsey reports on the information technology and business process outsourcing sectors. These reports are generally regarded as the authoritative research reports on each respective industry sector.

Sunish is a gold medalist from Indian Institute of Management, Calcutta where he did his MBA after graduating with honors from Delhi University. Sunish also holds a cost accounting degree.

Sunish currently serves on the boards of Mahindra Logistics Limited, Manjushree Technopack Limited, Spandana Sphoorty Financial Limited and Vedant Fashion Private Limited (Manyavar). In the past, he has served on several other boards including that of Bill Forge Private Limited, Hexaware Limited, Cyient Limited, and IBS Software Services Limited amongst others. Sunish strongly believes education is the best way to give back to the society, and accordingly is one of the Founders of Ashoka University, a philanthropic initiative to provide a liberal education on par with the best universities around the world. He is also one of the founders of Young India Fellowship, launched in 2011 in collaboration with University of Pennsylvania's School of Engineering and Applied Sciences to develop change agents for India through a multi-disciplinary programme.

In 2011, he was profiled as one of the “25 hottest young executives below 40 in India” by Business Today, the leading business magazine in India.  In December 2011-January 2012, in the 20th anniversary issue of Business Today, he was also profiled as one of the Top 20 professional which represent the future of Indian Business “The Next Big Guns”. He has spoken at various conferences on PE in India and the region.

Tamal Bandyopadhyay is an Adviser to Bandhan Bank Ltd, India's newest universal bank, and Consulting Editor of Mint, India’s second largest read business daily.
His weekly column “Banker’s Trust” and blog “Banker’s Trust Real Time” are widely read for incisive analysis and unerring ability to anticipate major policy moves.
He is also the author of two best selling books on finance -- ‘A Bank for the Buck’, and ‘Sahara: The Untold Story’.

Mr. Umesh Revankar holds a Bachelor’s degree in Business Management from Mangalore University and MBA in Finance. He had attended Advanced Management Program at Harvard Business School. Mr. Revankar started his career with Shriram Group as an Executive Trainee in the year 1987. He is with Shriram group for the last 28 years and possesses extensive experience in the financial services industry. He has Grown with the organization and at present he is Managing Director & CEO of Shriram Transport Finance Company Limited. During his stint with the Group, he has shouldered various responsibilities and worked in several key roles of business operations.

Shriram Transport Finance Company Limited is a flagship company of Shriram Group.

He is the President of Federation of Indian Hire Purchase Association (FIHPA).

Mr. V. Vaidyanathan is the Chairman of Capital First Limited (CFL). He worked with Citibank from 1990-2000, and with the ICICI Group from 2000-2010. In order to take an entrepreneurial role, he acquired a stake in an existing NBFC, then secured an equity backing of USD 150 million from Warburg Pincus in 2012, and thus formed Capital First Limited. Warburg Pincus is a large Global Private Equity player with funds of over US$ 40 billion. Post the transaction, he holds shares and options totaling 14% of the company on a fully diluted basis through personal holdings and related entities.He believes that financing India’s 30 million MSMEs and India’s emerging middle class, with a differentiated model based on new technology platforms, offers a unique opportunity in India.

He joined the ICICI Limited in early 2000 when it was still a Domestic Financial Institution and helped the transition of ICICI as a DFI to a Universal Bank.During his career, he and his organization have received a large number of domestic and international awards including “Best Retail bank in Asia 2001”, “Excellence in Retail Banking Award” 2002, “Best Retail Bank in India 2003, 2004, and 2005 from the Asian Banker”, “Most Innovative Bank” 2007, “Leaders under 40” from Business Today in 2009, “Greatest Corporate Leaders of India, 2014”, and was nominated “Retail Banker of the Year” by EFMA Europe for 2008.

@vaidyanathan19

Vimal has over 25 years of experience, having previously worked as Country head of AEGON N.V in India and prior to that, he spent 17 years with IL&FS Limited; spearheading its various businesses in financial services.

He is also a member of Listing Committee and Executive Committee of the NSE and also a member of the National Council on Corporate Governance of CII and Executive Committee of FICCI.

He is a Chartered Accountant and has studied at Mumbai University. He has attended advanced management programs at International Institute of Management, Lausanne.